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<br />City of Ramsey <br />MASTER HOUSING PLAN <br /> <br />------------------------------------------------------------------------------------------ <br /> <br />Housing Quality: <br /> <br />Quality is a crucial characteristic of the housing stock that oftentimes detemlines the marketability <br />and affordability of a home. However, there are few measures of housing quality available for <br />analysis within Ramsey. One factor that plays a role in the overall quality of housing is age. The <br />following chart indicates the proportion of houses built in each decade since the 1970s. <br /> <br />Figure 4: Age of Housing Stock, By Decade <br /> <br /> <br />Source: Anoka County Property Tax Data, November 2007 <br /> <br />o Before 1970 <br />[j] 19705 <br />o 19805 <br />o 19905 <br />. 20005 <br /> <br />About one-third of the housing in Ramsey \vas built in the 1970s or before. This suggests that some <br />areas of the city are aging. The housing that was built before 1970 is scattered throughout the City, <br />and lies on land that is unplatted or is part of the registered land survey conducted by Anoka <br />County. Figure 5 provides a spatial representation of the older housing stock in Ramsey. Prior to <br />1970, there were no substantial subdivisions within the City limits. Between 1970 and 1980, many <br />large-lot neighborhoods were developed, and the houses in these areas rely on septic systems and <br />private wells. <br /> <br />Homes over 30 years of age require some level of maintenance and repair as well as modernization <br />to remain positively valued. One of the most significant issues associated with neighborhood <br />decline is the deferred maintenance of homes and street appeal or lack of modemization of the older <br />housing stock. <br /> <br />February 2008 <br /> <br />Page 6 <br /> <br />City of Ramsey Master Housing Plan <br />