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ABBREVIATIONS <br /> <br /> The following abbreviations, when used in the inscription on <br />the face of this Certificate, shall be construed as though they <br />were written out in full according to applicable laws or <br />regulations: <br /> <br />TEN COM - as tenants in common <br />TEN ENT - as tenants by the entireties <br />JT TEN - as joint tenants with right of survivorship <br /> and not as tenants in cor0mon <br />UTMA - as custodian for <br /> (Cust) (Minor) <br /> under the Uniform <br /> (State) <br /> Transfers to Minors Act <br /> <br />Additional abbreviations may also be used <br /> though not in the above list. <br /> <br /> <br />