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CITY OF RAMSEY CREDIT CARD PROCESSING ANALYSIS <br />Evalon RevTrak Authorize.Net <br />Credit Cards Accepted: <br />VISA YES YES YES <br />MasterCard YES YES YES <br />American Express YES NO NO <br />Discover Card YES YES YES <br />Debit Cards YES YES YES <br />Types of Transactions Supported: <br />In Person YES YES YES <br />Phone YES YES YES <br />Online YES YES YES <br />Reoccurring YES NO YES ( +$10 /mth) <br />System Interfacing Capability: <br />Interface with Opus21 YES Upload datafile Upload datafile <br />Interface with JDE NO NO NO <br />Interface with PIMS NO NO NO <br />Processing Fees: <br />Qualified "Swiped" Transactions (VISA, MC, Discover) 1.74% + $0.20 <br />1.99% + $0.35 <br />1.99% + $0.35 <br />1.99% + $0.35 <br />Signature "Swiped" Debit (with VISA /MasterCard logo) 1.44% + $0.20 <br />Reward Cards "Swiped" Debit (with VISA /MasterCard <br />logo) 2.05% + $0.20 <br />Partial Qualified "Keyed" or "Online" Credit Card & <br />Signature Card (VISA, MC, Discover) 2.35% + $0.20 2.79% + $0.35 <br />American Express 2.89% + $0.10 NA <br />Basic Monthly Fee NA <br />Monthly Statement Fee $ 8.00 <br />Operator Assistance Fee $0.90 /occurrence <br />Automatic Response Authorization by Phone $0.75 /occurrence <br />Bank Referral Fee $4.00 /occurrence <br />Minimum Monthly Processing Fee $ 25.00 <br />Access to Online Merchant Account $15.00 /month <br />NSF Fee $ 20.00 <br />Chargeback Fee $ 25.00 <br />Monthly Virtual Merchant Gateway Fee $ 5.00 <br />Setup and Annual Fees <br />One -Time Setup $ 100.00 NA $ 198.00 <br />Annual Compliance Fee (Dial -up Terminal) $ 55.00 NA NA <br />Annual Compliance Fee (Internet Terminal) $ 175.00 NA NA <br />Application Fee $ 50.00 NA NA <br />Annual Validation Fee $ 35.00 NA NA <br />Terminal Pricing <br />POS Terminal (price per terminal) <br />Virtual Merchant (PC -Based w /unlimited users) <br />$ <br />$ <br />699.00 $ <br />978.00 <br />$ 49.95 $ 15.00 <br />NA $ 19.90 <br />NA NA <br />NA NA <br />NA NA <br />NA $ 25.00 <br />NA NA <br />NA <br />NA NA <br />NA $ 20.00 <br />NA <br />89.95 $ <br />1.79% + $0.56 <br />1.79% + $0.56 <br />1.79% + $0.56 <br />2.19% + $0.60 <br />100.00 <br />Included <br />