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THE LOAN AGREEMENT) OR THE TRANSACTIONS CONTEMPLATED HEREBY OR <br />THEREBY. <br />Time is of the essence of this Note and each of the provisions hereof. <br />IN WITNESS WHEREOF, Borrowers have executed this Note as of the date first above <br />written. <br />2701692v5 <br />01/25/11 <br />F & C RAMSEY, LLC <br />D -4 <br />By: <br />Its: Chief M <br />ager <br />