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IN WITNESS WHEREOF, the parties hereby have caused this City Loan Agreement to <br />be executed and delivered the date and year first above written. <br />DEVELOPER: <br />F&C Ramsey, LLC. <br />By <br />Its <br />CITY: CITY OF RAMSEY, Minnesota, a public body <br />corporate and politic under the laws of Minnesota <br />By <br />Its Mayor <br />By <br />Its City Administrator <br />C-15 <br />2701692v5 <br />01/25/11 <br />