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GOVERNMENT -WIDE FINANCIAL ANALYSIS (CONTINUED) <br />The following is a summary of the City's net assets: <br />Assets <br />Current and other assets <br />Capital assets, net of <br />depreciation <br />Total assets <br />Governmental <br />Activities <br />2010 2009 <br />$ 41,554,388 $ 44,218,457 <br />59,831,812 58,161,969 <br />Net Assets <br />Business -Type <br />Activities <br />2010 2009 <br />$ 22,996,688 $ 22,069,982 <br />52,500,049 51,823,362 <br />$101,386,200 $102,380,426 $ 75,496,737 $ 73,893,344 <br />Liabilities <br />Current and other liabilities $ 950,154 $ 969,035 $ 150,929 $ 436,972 <br />Long -term liabilities 25,914,028 27,991,607 <br />Total liabilities $ 26,864,182 $ 28,960,642 $ 150,929 $ 436,972 <br />Net Assets <br />Invested in capital assets, $ 38,466,812 $ 34,736,969 <br />net of related debt <br />Restricted <br />Unrestricted <br />Total net assets <br />22,658,700 21,780,289 <br />13, 396, 506 16, 902, 526 <br />$ 74,522,018 $ 73,419,784 <br />Total <br />2010 2009 <br />$ 64,551,076 $ 66,288,439 <br />112, 331, 861 109, 985, 331 <br />$176,882,937 $176,273,770 <br />$ 1,101,083 $ 1,406,007 <br />25,914,028 27,991,607 <br />$ 27,015,111 $ 29,397,614 <br />$ 52,500,049 $ 51,823,362 $ 90,966,861 $ 86,560,331 <br />22,658,700 21,780,289 <br />22,845,759 21,633,010 36,242,265 38,535,536 <br />$ 75,345,808 $ 73,456,372 $149,867,826 $146,876,156 <br />The City's financial position is the product of many factors. For example, the determination of the City's <br />investment in capital assets, net of related debt involves many assumptions and estimates, such as current and <br />accumulated depreciation amounts. A conservative versus a liberal approach to depreciation estimates, as well <br />as capitalization policies, will produce a very significant difference in the calculated amounts. <br />The City has taken a conservative financial approach, carefully analyzing revenues and expenditures /expenses <br />to assure operation of a balanced budget. The ongoing management of revenue and expenditures /expenses has <br />continued to improve the City's net assets, and has resulted in an upgraded bond rating. In November 2009, <br />Standard and Poor's (S &P) upgraded the City's bond rating from an AA- to an AA +. This has also allowed <br />the City to continue to provide quality public services at a tax rate that is affordable. <br />At the end of the current fiscal year, the City is able to report positive balances in all three categories of net <br />assets, both for the government as a whole, as well as for its separate governmental and business -type <br />activities. <br />