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($2,000,000.00) per occurrence, or such greater amount as the parties may agree to from <br />time to time, which insurance shall insure LESSOR as landlord and LESSEE as tenant <br />against liability for acts of LESSOR and LESSEE. <br />18. Hazard Insurance. It shall be the responsibility of the LESSOR to keep the <br />Premises and its interest therein covered by hazard insurance against loss or damage by fire <br />and other perils. The LESSOR shall provide to LESSEE copies of such insurance policies <br />upon reasonable request of LESSEE. <br />19. Damage or Loss and Waiver of Subrogation. LESSOR and LESSEE <br />hereby agree that neither shall be liable to the other for loss arising out of damage to or <br />destruction of the Premises, or the contents thereof, when such loss is caused by any of the <br />perils included within a standard form of fire and extended coverage insurance. <br />This agreement shall be binding whether or not such damage or destruction is <br />caused by the negligence of LESSOR or LESSEE, or their agents, servants or employees <br />and further, any and all right of subrogation by any insurance carrier is hereby waived. <br />20. Time of the Essence. Time is of the essence of this Lease. <br />21. Relationship of Parties. This contract shall create the relationship of <br />landlord and tenant between LESSOR and LESSEE and none other. <br />22. Holding Over. If the LESSEE remains in possession after expiration of the <br />term hereof, with LESSOR'S acquiescence and without any distinct agreement of parties, <br />the LESSEE shall be a tenant at will, and there shall be no renewal of this Lease by <br />operation of law. <br />23. Surrender of Premises At the termination of this Lease, LESSEE shall <br />surrender Premises and keys thereof to LESSOR. <br />7 <br />