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New Construction or Substantial <br />Rehabilitation <br />Units 51 and over <br />8% <br />Consultant Fees: Consultant application processing fees will be included within the developer fee limitation and <br />should not exceed 2 percent of total mortgageable costs. Syndication related consultant fees are not to be <br />included in the eligible basis of the project. <br />Net Construction Cost: Construction costs and on -site work not including contractor profit, general <br />requirements, and overhead. Minnesota Housing will limit the amount of contractor fees for the purpose of <br />calculating eligible basis to determine the amount of tax credit. <br />Contractor Profit: The maximum contractor profit is 6 percent of net construction costs. <br />General Requirements: Items of costs to be considered in this allowance include: on -site supervision, signs, field <br />office expenses, temporary sheds and toilets, temporary utilities, equipment rental, clean-up costs, rubbish <br />removal, permits, watchmen's wages, material inspection and tests, all of the builder's insurance (except <br />builder's risk), temporary walkways, fences, roads and other similar expenses. The maximum general <br />requirements allowed is 6 percent of the net construction cost. <br />Contractor Overhead: Minnesota Housing allows a contractor an overhead allowance based on a percentage of <br />the net construction cost. The permitted maximum allowance is 2 percent. <br />It is possible to exceed expenses in one area, if other areas are not at their maximum. Minnesota Housing will <br />allow the collective balance of contractor profit, general requirements and contractor overhead to equal 14 <br />percent. <br />Developer as Contractor: When the developer and the contractor are the same entity, in addition to the fee <br />limits stated above, the combined balance of developer fee, contractor profit, contractor overhead and general <br />requirements may not exceed 20 percent of the total development cost. <br />Total Mortgageable Cost: The following is a partial listing of cost items that are mortgageable within total <br />development costs: <br />1. Construction costs, including material and labor costs for all residential structures site preparation, <br />residential parking facilities and site improvements, demolition, general requirements, general <br />contractor's overhead, and profit; <br />2. Fees, including architectural design and construction administration, soils exploration, environmental <br />analysis, survey, attorney, and other consultant fees, Housing Tax Credit Program syndication fees, <br />developer's fees (subject to maximum amounts set by Minnesota Housing), reasonable marketing costs, <br />and contractor's bond premium; <br />3. Financing and carrying costs, including interest during construction, insurance, real estate taxes, <br />Minnesota Housing financing and inspection fees, title and recording costs, and where applicable, the <br />Development Contingency fund(Minnesota Housing retains the right to limit carrying costs); <br />4. Land and improvements, building acquisition, subject to Minnesota Housing property valuation policy; <br />5. Development Cost Escrow (DCE); <br />6. Furnishings and equipment; and <br />7. Cost of providing Letters of Credit. <br />2012 Housing Tax Credit Procedural Manual I 26 <br />