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<br />UNITED STATES OF AMERICA <br />STATE OF MINNESOTA <br />ANOKA COUNTY <br />CITY OF RAMSEY <br /> <br />R~ <br /> <br />$ <br /> <br />GENERAL OBLIGATION STATE-AID ROAD BpND, SERIES 2009A <br /> <br />% <br /> <br />MATURITY <br />DATE <br />APRIL 1,20_ <br /> <br />DATE OF <br />ORIGINAL ISSUE <br />NOVEMBER 1, 2009 <br /> <br />CUSIP <br /> <br />INTEREST <br />RATE <br /> <br />REGISTERED OWNER: CEDE & CO. <br />PRINCIP AL AMOUNT: DOLLARS <br /> <br />The City of Ramsey, Anoka County, Minnesota (the "Issuer"), certifies that it is indebted <br />and for value received promises to pay to the registered owner specified above, or registered, <br />assigns, in the manner hereinafter set forth, the principal amount specified above, on the maturity <br />date specified above, unless called for prepayment, and to pay interest thereon semiannually on <br />April 1 and October 1 of each year (each, an "Interest Payment Date"), commencing Aprill, <br />2010, atthe rate per annum specified above (calculated on the basis of a 360-day year of twelve <br />30-day months) until the principal sum is paid or has been provided for. This Bond will bear <br />interest from the most recent Interest Payment Date to which interest has been paid or, if no <br />interest has been paid, from the date of original issue hereof. The principal of and premium, if <br />any, on this Bond are payable upon presentation and surrender hereof at the principal office of <br />Northland Trust Services, Inc., in Minneapolis, Minnesota (the "Bond Registrar"), acting as <br />paying agent, or any successor paying agent duly appointed by the Issuer. Interest on this Bond <br />will be paid on each Interest Payment Date by check or draft mailed to the person in whose name <br />this Bond is registered (the "Holder" or "Bondholder") on the registration books of the Issuer <br />maintained by the Bond Registrar and at the address appearing thereon at the close of business <br />on the fifteenth day of the calendar month next preceding such Interest Payment Date (the <br />"Regular Record Date"). Any interest not so timely paid shall cease to be payable to the person <br />who is the Holder hereof as of the Regular Record Date, and shall be payable to the person who <br />is the Holder hereof at the close of business on a date (the "Special Record Date") fixed by the <br />Bond Registrar whenever money becomes available for payment of the defaulted interest. <br />Notice of the Special Record Date shall be given to Bondholders not less than ten days prior to <br />the Special Record Date. The principal of and premium, if any, and interest on this Bond are <br />payable in lawful money of the United States of America. So long as this Bond is registered in <br />the name of the Depository or its Nominee as provided in the Resolution hereinafter described, <br />and as those terms are defined therein, payment of principal of, premium, if any, and interest on <br />this "Bond and notice with respect thereto shall be made as provided in the Letter of <br />Representations, as defined in the Resolution, and surrender of this Bond shall not be required <br />for payment of the redemption price upon a partial redemption oftrus Bond. Until termination of <br /> <br />2413138vl <br /> <br />7 <br />