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(1) On your own property or the property of another with written permission, only if the property is two and one-half (2'/2) acres or greater in size, subject to the provisions of this article. (2) On privately owned property if the operator has in possession written permission from the property owner; or on privately owned property if the property owner has posted a clearly visible notice indicating "ATV's Allowed" or "Utility Task Vehicles Allowed" or words substantially similar. (3) On all city roadways as allowed by Minnesota State Statute, however, NOT including county or state highways. (4) On public or semi-public property only if posted with a clearly visible notice indicating "ATV's Allowed" or "Utility Task Vehicles Allowed" or words substantially similar. (c) Specific Limitations for operation of ATV's and Utility Task Vehicles. (1) A direct crossing of a street, roadway, county or state highway is permitted if: a. The crossing is made at an angle of approximately 90 degrees to the roadway at a place where no obstruction prevents a quick and safe crossing or blocks the view of oncoming traffic for 300 feet. b. The vehicle is brought to a complete stop before crossing the shoulder or entering upon the traveled portion of the street, road or highway. c. The driver yields the right-of-way to all oncoming traffic that constitutes an immediate hazard. d. In the case of a divided highway, the crossing shall be made only at an intersection of the highway with another street or road. e. If the crossing is made during period of one-half hour after sunset to one-half hour before sunrise or in conditions of reduced visibility, the front and rear lights of the vehicle must be on. (2) An ATV may only be operated with the number of passengers that it was designed to carry. (d) Every person operating an ATV or Utility Task Vehicle on the roadway has the rights and duties applicable to the driver of any other vehicle under the provisions of Chapters 169 and 84 of Minnesota Statutes, except those provisions that cannot be reasonably applied. (e) Every operator/owner of an ATV or Utility Task Vehicle must provide proof of insurance complying with Minnesota State Statute Section 65B.48, subd 5. (f) For an ATV or Utility Task Vehicle to be used off of the owner's property, the owner first must request and obtain a City permit from the police department. (g) Permits (1) A permit application containing the following information must be completed and approved by the city's police department, prior to receiving a permit. a. Registered owner name, address and telephone number. b. Make, model, vehicle identification number and DNR registration number of the ATV or Utility Task Vehicle. c. Proof of insurance for the vehicle. d. Class description (ATV's only). (2) Permits must be affixed to the front center handlebar, lower center windshield area, or other location visible from the front center of the recreational vehicle.