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ISSUED BY COMMERCIAL PARTNERS TITLE, LLC AS AGENT FOR OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY COMMITMENT NUMBER 31695 SCHEDULE B - Part II - EXCEPTIONS (Continued) 2005, filed June 20, 2005, as Document No. 1976039.002 (Abstract). 12. Terms and conditions of Allocation Agreement dated August 24, 2005, filed August 25, 2005, as Document No. 1977751.010 (Abstract) by and between Ramsey Town Center LLC, K. Hovnanian T&C Homes At Ramsey and the City of Ramsey. 13. Easements for utilities, drainage and access dedication as shown on the recorded plat of Ramsey Town Center Addition. 14. Access dedication as shown on the recorded plat of Ramsey Town Center 2nd Addition. 15. Access dedication as shown on the recorded plat of Ramsey Town Center 7th Addition. 16. Easements for utilities, drainage slope and access dedication as shown on the recorded plat of Ramsey Town Center 8th Addition. NOTE: Ordinance #06-01 filed February 7, 2006, as Document No. 486392.001 (Torrens) vacated the dedicated utility easement over Outlot A, Ramsey Town Center 8th Addition. 17, Easements for utilities, slopes and access dedication as shown on the recorded plat of Ramsey Town Center 10th Addition. 18. Terms and conditions of and easements contained in Easement Agreement by and between Ramsey Town Center, LLC, a Minnesota limited liability company and City of Ramsey, dated August 12, 2008, filed August 15, 2008, as Document No. 2002331.004 (Abstract). (Outlot DD, Ramsey Town Center Addition) (expires August 31, 2009) 19. Easement for drainage and utility, in favor of City of Ramsey, as created in document dated April 11, 2006, filed July 2, 2007, as Document No. 1994167.005 (Abstract). (Outlot B, Ramsey Town Center 2nd Addition) 20. Easement for temporary drainage, in favor of the City of Ramsey, as created in document dated August 8, 2007, filed February 21, 2008, as Document No. 494295.005 (Torrens). (Outlot F, Ramsey Town Center 8th Addition) 21. Terms and conditions of and easements contained in Master Declaration of Ramsey Town Center dated August 5, 2005, filed September 15, 2005, as Document No. 484495.001 (Torrens) and as Document No. 1978252.001 (Abstract). (provides for the lien of private assessments) ALTA Commitment • Schedule B (6-17-06) (31695.pfd/31695/150)