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AGREEMENT AND DECLARATION OF EASEMENTS, COVENANTS AND <br />RESTRICTIONS FOR COR TWO <br />DATED AS OF OCTOBER , 2012 <br />I. PARTIES <br />The parties to this Agreement and Declaration of Easements, Covenants and, Restrictions <br />and Easements for COR TWO ("Agreement") are The Housing and Redevelopment Authority in <br />and for the City of Ramsey, Minnesota, a public body politic and corporate under the laws of the <br />state of Minnesota (the "HRA"), and Sophia -Ramsey LLC, a Minnesota limited liability <br />company ("Sophia -Ramsey"). The HRA and Sophia -Ramsey shall also be referred to <br />individually as a "Party" and collectively as the "Parties." <br />II. RECITALS AND DEFINITIONS <br />1. Sophia -Ramsey owns certain real property located in the City of Ramsey, Anoka <br />County, Minnesota, which is legally described as Lots 1 and 2, Block 1, COR TWO, Anoka <br />County, Minnesota ("Lot 1" and "Lot 2", respectively and collectively the "Sophia -Ramsey <br />Property"). <br />2. The HRA owns certain real property located in the City of Ramsey, Anoka <br />County, Minnesota, which is legally described as Lots 3, 4 and 5, Block 1, COR TWO, Anoka <br />County, Minnesota ("Lot 3", "Lot 4" and "Lot 5", respectively and collectively the "HRA <br />Property"). <br />3. As used in this Agreement, the term "Property" means the Sophia -Ramsey <br />Property and the HRA Property. <br />4. Lot 1, Lot 2, Lot 3, Lot 4 and Lot 5 are sometimes referred to in this Agreement, <br />individually, as a "Lot" and, collectively, as the "Lots." The terms "Lot" and "Lots" also mean <br />any lot or parcel created by a combination of all or a part of two or more Lots or by a further <br />subdivision of all or a part of a Lot. <br />5. The term "Owner" as used in this Agreement means the fee owner(s) of a Lot as <br />reflected in the Anoka County land records except that if the fee owner(s) of a Lot contracts to <br />4873445v8 <br />