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"CREDITOR" <br />THE HOUSING AND REDEVELOPMENT <br />AUTHORITY IN AND FOR THE CITY OF <br />RAMSEY, MINNESOTA <br />a public body politic incorporated under the laws of <br />the State of Minnesota <br />By: <br />Colin J. McGloin <br />Its Chairperson <br />And <br />By: <br />Kurtis G. Ulrich <br />Its Executive Director <br />(This is a signature page to the Prepayment Agreement by and between PNC Bank, National <br />Association, F&C Ramsey Apartments, LLC, F&C Ramsey Members, LLC, and the Housing and <br />Redevelopment Authority in and for the City of Ramsey, Minnesota) <br />4949453v1 <br />