Agenda - Council - 11/13/2012 - Laserfiche WebLink

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PROPOSAL FOR BANKING SERVICE BLit\ KTHE h' ES 1 value in a business transaction for the benefit of Bank of the West or themselves (other than normal authorized compensation or permissible gifts as described above). Similarly prohibited is the offering of anything of value with the intent to influence or reward an officer, director, team member or agent of a financial institution. These restrictions on gifts are aimed at avoiding situations in which you find yourself indebted to a customer, supplier, or other party, facing a potential conflict of interest, or exposed to a risk that may compromise the proper execution of your employment responsibilities. These restrictions are also aimed at maintaining impartiality and independence of decisions. Wealth Management Personnel Team members in the Wealth Management area of Bank of the West must exercise particular care in handling personal investments in order to avoid any conflict with the execution of orders for customers, as well as any possible misuse of material insider information. Personal Transactions Bank of the West team members must not extend loans, accept loan payments, open new accounts, issue ATM cards, accept deposits, cash checks, pay out withdrawals, waive or reverse fees, or otherwise approve or process any transaction for themselves, for relatives or friends, or on any account on which they are a signer [Employee -Signer Accounts - See Guidelines for Ethical Conduct.] In addition, you (including accounts and legal entities which you control or hold an interest) and your immediate family must refrain from the following personal transactions: Any purchase or sale of goods or services with a customer with whom you have direct professional relations, Any purchase or sale of goods or services with Bank of the West Any purchase or sale of goods or services that imitates, accompanies or takes place alongside a transaction or service carried out by a customer or Bank of the West, unless such purchases or sales relate to a public offering, relate to a team member benefit program, or where the team member has obtained authorization from Bank of the West. Referrals to Other Financial Resources Team members must not refer customers to lawyers, tax advisors, accountants, financial planners or other financial resources or otherwise endorse the services provided by such resources, except as authorized by Bank of the West. Team members must not accept gifts, favors or payments of any kind arising from such a referral. Professional Conduct You must conduct yourself in a professional manner at all times and not engage in or facilitate any discriminatory, harassing or other inappropriate behavior directed towards fellow team members, customers, suppliers or others in the context of activities related to Bank of the West. Personal conflicts you may have with others should not enter the workplace or affect the interests of Bank of the West. 10IPage