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18. Accumulated Other Comprehensive Income (Loss) <br />Comprehensive income is defined as the change in equity from all transactions other than those with <br />stockholders, and is comprised of net income and other comprehensive income. Accumulated other <br />comprehensive income (loss) for the periods ended December 31, 2011 and December 31, 2010 is <br />presented below: <br />Pretax Income Tax After-tax <br />(dollars in thousands) Amount (Expense) Benefit Amount" <br />Accumulated other comprehensive loss, December 31, 2009 $(395,779) $ 161,195 $(234,584) <br />Pension (11,739) 4,345 (7,394) <br />Securities available for sale: <br />Unrealized net gains on securities available for sale arising during the year 27,959 (11,351) 16,608 <br />Reclassification of losses on previously credit -impaired securities included in <br />net income 65,131 (26,443) 38,688 <br />Reclassification of net realized losses on securities available for sale included <br />in net income 35,951 (14,596) 21,355 <br />Net change in unrealized gains on securities available for sale 129,041 (52,390) 76,651 <br />Cash flow hedges: <br />Unrealized net losses on cash flow derivative hedges arising during the year (4,939) 2,005 (2,934) <br />Reclassification of net realized losses on cash flow derivative hedges included <br />in net income 16,727 (6,791) 9,936 <br />Net change in unrealized losses on cash flow derivative hedges 11,788 (4,786) 7,002 <br />Other comprehensive income 129,090 (52,831) 76,259 <br />Accumulated other comprehensive loss, December 31, 2010 $(266,689) $ 108,364 $(158,325) <br />Pension (44,536) 18,502 (26,034) <br />Securities available for sale: <br />Unrealized net gains on securities available for sale arising during the year 317,311 (128,828) 188,483 <br />Reclassification of losses on previously credit -impaired securities included in <br />net income 912 (370) 542 <br />Reclassification of net realized gains on securities available for sale included in <br />net income (34,099) 13,844 (20,255) <br />Net change in unrealized gains on securities available for sale 284,124 (115,354) 168,770 <br />Cash flow hedges: <br />Unrealized net losses on cash flow derivative hedges arising during the year (56) 23 (33) <br />Reclassification of net realized losses on cash flow derivative hedges included <br />in net income 8,346 (3,388) 4,958 <br />Net change in unrealized gains on cash flow derivative hedges 8,290 (3,365) 4,925 <br />Other comprehensive income 247,878 (100,217) 147,661 <br />Accumulated other comprehensive loss, December 31, 2011 S (18,811) $ 8,147 $ (10,664) <br />°' Accumulated other comprehensive loss, net of tax, consisted of net unrealized losses on securities with OTTI available for sale <br />related to factors other than credit of nil and $(542) at December 31, 2011 and 2010, respectively; net unrealized gains (losses) <br />on securities available for sale of $81,474 and $(86,754) at December 31, 2011 and 2010, respectively; net unrealized gains <br />(losses) on cash flow derivative hedges of $83 and $(4,842) at December 31, 2011 and 2010, respectively; and pension <br />adjustments of $(92,221) and $(66,187) at December 31, 2011 and 2010, respectively. <br />19. Benefit Plans <br />The Bank has the following pension and other postretirement benefit plans: <br />Pension Benefits: <br />Funded Pension Plans <br />The Bank had previously offered the Employees' Retirement Plan ("ERP") of BancWest Corporation <br />to its employees, which is a noncontributory defined benefit pension plan. The ERP was created from the <br />merger of two separate plans: the First Hawaiian Bank Employee Plan and the Bank of the West Employee <br />Plan. The Bank of the West Employee Plan was a cash balance pension plan that was frozen on January 1, <br />2010. At the freeze date, the plan stopped accruing benefits and was closed to new participants. However, <br />-47- <br />2011 Bank of the West Annual Report <br />