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Independence of the Proposer <br />A. Describe any business, investment or family relationships with the city, city officials, <br />appointed employees or department heads. <br />Village Bank is not aware of any business, investment, or family relationships with any city <br />official or employee. <br />B. Describe any formal independence guidelines used by your institution. <br />Village Bank operates under a strict set of policies and procedures that govern employee <br />activities relating to our institution. This includes compliance with state and federal laws <br />relating to conflict of interest and bribery. <br />-4- <br />