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Village Bank <br />Legal Title of Bank <br />FDIC Certificate Number: 33761 <br />Schedule RC-C—Continued <br />Part I. Continued <br />Memoranda — Continued <br />1.f. (4) Loans to individuals for household, family, and other personal expenditures: <br />(a) Credit Cards <br />(b) Automobile Loans <br />(c) Other (includes revolving credit plans other than credit cards and other consumer <br />loans) <br />(5) Loans to foreign govenments and official instutuitions <br />(6) Otherloans(1) <br />Memorandum item 1.f.(6)(a) is to be completed by(2): <br />- Banks with $300 million or more in total assets <br />- Banks with less than $300 million in total assets that have loans to finance agricultural <br />production and other loans to farmers (Schedule RC-C, part I, item 3) exceeding five <br />percent of total loans <br />(a) Loans to finance agricultural production and other loans to farmers included in <br />Schedule RC_C,part I, Memorandum item 1.f.(6), above <br />2. Maturity and repricing data for loans and leases (excluding those in nonaccrual status): <br />a. Closed -end loans secured by first liens on 1-4 family residential properties <br />(reported in Schedule RC-C, part I, item 1.c.(2)(a), column B, above) with a remaining maturity <br />or next repricing date of:(3,4) <br />(1) Three months or less <br />(2) Over three months through 12 months <br />(3) Over one year through three years <br />(4) Over three years through five years <br />(5) Over five years through 15 years <br />(6) Over 15 years <br />b. All loans and leases (reported in Schedule RC-C, part I, items 1 through 10, column B, above) <br />EXCLUDING closed -end loans secured by first liens on 1-4 family residential properties <br />(reported in Schedule RC-C, part I, item 1.c.(2)(a), column B, above) with a remaining maturity <br />or next repricing date of:(3,5) <br />(1) Three months or Tess <br />(2) Over three months through 12 months <br />(3) Over one year through three years <br />(4) Over three years through five years <br />(5) Over five years through 15 years <br />(6) Over 15 years <br />c. Loans and leases (reported in Schedule RC-C, part I, items 1 through 10, column B, above) <br />with a REMAINING MATURITY of one year or Tess (excluding those in nonaccrual status) <br />3. Loans to finance commercial real estate, construction, and land development activities <br />(not secured by real estate) <br />included in Schedule RC-C, part I, items 4 and 9, column B(6) <br />4. Adjustable rate closed -end loans secured by first liens on 1-4 family residential properties <br />(included in Schedule RC-C, part I, item 1.c.(2)(a), column B) <br />Dollar Amounts in Thousands 1 RCON Bil I Mil I Thou <br />A564 <br />A565 <br />A566 <br />A567 <br />A568 <br />A569 <br />A570 <br />A571 <br />A572 <br />A573 <br />A574 <br />A575 <br />1,888 <br />3,158 <br />6,681 <br />483 <br />0 <br />0 <br />FFIEC 041 <br />Page 24 of 71 <br />RC-11 <br />M.1.f.4(a) <br />M.1.f.4(b) <br />M.1.f.4(c) <br />M.1.f.5 <br />M.1.f.6 <br />M.1.f.6(a) <br />M.2.a.1 <br />M.2.a.2 <br />M.2.a.3 <br />M.2.a.4 <br />M.2.a.5 <br />M.2.a.6 <br />26,417 M.2.b.1 <br />28,003 M.2.b.2 <br />48,167 M.2.b.3 <br />7,393 M.2.b.4 <br />1,169 M.2.b.5 <br />0 M.2.b.6 <br />(1) Includes "Loans to finance agricultural production and other loans to farmers," "Obligations (other than securities and loans) <br />of states and political subdivisions in the US.," and " Loans to nondepository financial institutions and other loans." <br />(2) The $300 million asset size test and the five percent of total loans test are generally based on the total assets and total loans <br />reported on the June 30, 2011, Report of Condition. <br />(3) Report fixed rate loans and leases by remaining maturity and floating rate loans by next repricing date. <br />(4) Sum of Memorandum items 2.a.(1) through 2.a.(6) plus total nonaccrual closed -end loans secured by first liens on 1-4 <br />family residential properties included in Schedule RC-N, item 1.c.(2)(a), column C, must equal total closed -end loans secured <br />by first liens on 1-4 family residential properties from Schedule RC-C, part I, item 1.c.(2)(a), column B. <br />(5) Sum of Memorandum items 2.b.(1) through 2.b.(6) plus total nonaccrual loans and leases from Schedule RC-N, sum of items 1 through 8, <br />column C, minus nonaccrual closed -end loans secured by first liens on 1-4 family residential properties included in Schedule RC-N, <br />item 1.c.(2)(a), column C, must equal total loans and leases from Schedule RC-C, part I, sum of items 1 through 10, column B, minus total <br />closed -end loans secured by first liens on 1-4 family residential properties from Schedule RC-C, part I, item 1.c.(2)(a), column B. <br />(6) Exclude loans secured by real estate that are included in Schedule RC-C, part I, items 1.a through 1.e, column B. <br />