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Agenda - Council - 11/13/2012
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Agenda - Council - 11/13/2012
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3/18/2025 12:25:35 PM
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11/14/2012 1:55:59 PM
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Meetings
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Agenda
Meeting Type
Council
Document Date
11/13/2012
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Village Bank <br />Legal Title of Bank <br />FDIC Certificate Number: 33761 <br />Schedule RC-N—Continued <br />Memoranda <br />(Column A) (Column B) (Column C) <br />Past due Past due 90 Nonaccrual <br />30 through 89 days or more <br />days and still and still <br />accruing accruing <br />Dollar Amounts in Thousands RCON Bil I Mil I Thou RCON Bil I Mil I Thou RCON Bil I Mil I Thou <br />1. Loans restructured in troubled debt <br />restructurings included in Schedule RC-N, <br />items 1 through 7, above (and not reported in <br />Schedule RC-C, Part 1, Memorandum item 1): <br />a. Construction, land development, and other <br />land loans: <br />(1) 1-4 family residential construction loans <br />(2) Other construction loans and all land <br />development and other land loans <br />b. Loans secured by 1-4 family residential properties <br />c. Secured by multifamily (5 or more) <br />residential properties <br />d. Secured by nonfarm nonresidential properties: <br />(1) Loans secured by owner-ocupied nonfarm <br />nonresidential properties <br />(2) Loans secured by other nonfarm nonresidential <br />properties <br />e. Commercial and industrial loans: <br />Memorandum items 1.e.(1) and (2) are to be <br />completed by banks with $300 millon or <br />more in total assets. (Sum of Memorandum <br />items 1.e.(1) and (2) must equal <br />Memorandum item 1.e):(1) <br />(1) To U.S. addressees (domicile) <br />(2) To non-U.S. addressees (domicile) <br />f. All other loans (Include loans to individuals for <br />household, family, and other personal expenditures) <br />Itemize loan categories included in Memorandum item 1.f, <br />above that exceed 10% of total loans restructured in <br />troubled debt restructurings that are past due 30 days or <br />more or In nonaccrual status (sum of Memorandum items <br />Itemize loan categories included in Memorandum item 1.f, <br />(sum of Memorandum items 1.a through 1.e plus 1.f, <br />columns A through C): <br />(1) Loans secured by farmland <br />(2) Loans to depository institutions and <br />acceptances of other banks <br />(3) Not applicable <br />(4) Loans to individuals for household, family, and <br />other personal expenditures: <br />(a) Credit cards <br />(b) Automobile loans <br />(c) Other (includes revolving credit plans <br />other than credit cards and other <br />consumer loans) <br />(1) The $300 million asset size test is generally based on the total assets reported on the June 30, 2011, Report of Condition. <br />FFIEC 041 <br />Page 47 of 71 <br />RC-34 <br />M.1.a.(1) <br />M.1.a.(2) <br />M.1.b <br />M.1.c <br />M.1.d.(1) <br />M.1.d.(2) <br />M.1.e <br />M.1.f.(1) <br />M.1.f.(2) <br />M.1.f.(4)(a) <br />M.1.f.(4)(b) <br />M.1.f.(4)(c) <br />
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