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ACORN CERTIFICATE OF LIABILITY INSURANCE /I0407/20 PRODUCER (952)707-8200 FAX (952)890-0535 Kraus -Anderson Insurance 420 Gateway Boulevard Burnsville, MN 55337-2790 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERT FICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. INSURERS AFFORDING COVERAGE NAIC # INSURED Landform 105 Fifth Ave. South Suite 513 Minneapolis , MN 55401 INSURERA: Secura Insurance 22543 INSURERS: Landmark American Ins Co INSURER C: INSURER D: INSURER E: ...Fir G. 1-,./1VtiU THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT VNTH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR ADD'L NS-C TYPE OF INSURANCE POLICY NUMBER POLICY EFFECTIVE DATF (MMIDDIYY1 POLICY EXPIRATION DATE IMMIDD/YYS LIMITS A GENERAL LIABILITY COMMERCIAL GENERAL LIABILITY BP-003156589-9 11/18/2009 11/18/2010 EACH OCCURRENCE $ 1,000,000 X DAMAGE TO RENTED PREMISES+Fa acciiranrel $ 250,000 CLAIMS MADE © OCCUR MED EXP (Any one person) $ 10 , 000 PERSONAL & ADV INJURY $ Included GENERAL AGGREGATE $ 2,000,000 GENT_ AGGREGATE LIMIT APPLIES PER: 7 POLICY n ISM n LOC PRODUCTS- COMP/OP AGG $ 2,000,000 A AUTOMOBILE X X X LIABILITY ANY AUTO ALL OWNED AUTOS SCHEDULED AUTOS HIRED AUTOS NON -OWNED AUTOS - A-003156590-9 11/18/2009 11/18/2010 COMBINED SINGLE LIMIT (Ea accident) $ 1,000,000 BODILY INJURY (Per person) • $ BODILY INJURY (Per accident) $ PROPERTY DAMAGE (Per accident) $ GARAGE UABILITY ANY AUTO AUTO ONLY- EA ACCIDENT S OTHER THAN ' EA ACC $ AUTO ONLY: AGG $ A EXCESS/UMBRELLALIABILITY Ti OCCUR CLAIMS MADE CU-003156592 11/18/2009 11/18/2010 EACHOCCURRENCE $ 5,000,000 AGGREGATE $ 5,000,000 RETENTION $ 10 , 000 $ $ HDEDUCTIBLE X $ A WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETORIPARTNERIEXECUTIVE OFFICER/MEMBER EXCLUDED? If yes, describe under SPECIAL PROVISIONS below WC-003156591-9 11/18/2009 11/18/2010 X WCSTATU- OER- E.L EACH ACCIDENT $ 500,000 EL DISEASE- EA EMPLOYEE $ 500,000 E.L DISEASE - POLICY LIMIT $ 500, 000 B Get Professional Liability LHR724124 11/18/2009 11/18/2010 Each Claim: $2,000,000 Aggregate: $2,000,000 Deductible: $5,000 DESCRIPTION OF OPERATIONS I LOCATIONS! VEHICLES! EXCLUSIONS ADDED BY ENDORSEMENT! SPECIAL PROVISIONS RE: Ramsey Town Center Project in the City of Ramsey ***SEE ATTACHED*** CERTIFICATE HOLDER CANCELLATION Housing and Redevelopment Authority + of the City of Ramsey 7550 Sunwood Drive NW Ramsey, MN 55303 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR REPRESENTATIVES. AUTHORIZED REPRESENTATIVE Justin Voerster/AMBER ACORD 25 (2DD1108) ©ACORD CORPORATION 1988