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City of Ramsey 2030 Comprehensive Plan Update <br />Chapter 7: Housing Plan <br />In addition, according to labor shed data prepared by Excensus, in the second quarter of 2001 there were <br />4,100 jobs in Ramsey and 19% (784) of those jobs were held by Ramsey residents with an average annual <br />salary of $36,750. Of those 784 jobs held by Ramsey residents 15% earned less than $12,000 per year. <br />These jobs are most likely part time and retail sector positions. Conversely, 52% of the jobs held by <br />Ramsey residents pay more than $35,000 annually. <br />It is projected that Ramsey job growth will exceed over 10,000 jobs in the next 20-25 years. If 20% of those <br />jobs are held by Ramsey residents there will be approximately 2,000 jobs held by people who live in the <br />community. Many of those job holders will attract new residents who will look for a variety of housing <br />choices. <br />Housing Sustainability/Green Community Components <br />Housing conditions are an important factor that influences a community's health and well being. Green <br />design and building practices can create healthier home and community environments through better indoor <br />air quality, healthier building materials and the overall reduction of green house gases and the reduction of <br />water and energy resources. In addition, green affordable homes are becoming an increasingly vital part of <br />the new "sustainable city". Developing cities like Ramsey have an opportunity to provide housing policy <br />and dedicate resources to become a green community through housing sustainability. <br />While researchers remain cautious, many public health professionals, and a growing number of affordable <br />housing developers believe sufficient evidence exists to justify adoption of basic "healthy homes" practices <br />to keep homes dry, clean, well ventilated. <br />The following are benefits of green building practices, as outlined by the national Green Communities group <br />(httn://www.areencommunitiesonline.ora/). <br />Benefit #1: Healthier Indoor Environments <br />Building practices and materials that minimize moisture, provide proper ventilation, prevent pest infestation <br />and avoid chemical and biological contaminants, protect parents and children against asthma, toxic <br />poisoning, cancer and many other conditions caused or affected by housing construction. <br />Benefit #2: Energy Savings <br />High utility costs often impose a substantial financial hardship on low-income households, forcing many to <br />make tradeoffs between heat or electricity and other basic necessities. A recent national study documented <br />the brutal choices that poor families make when faced with unaffordable home energy bills. The study found <br />that during the prior five years, due to their energy bills: <br />• 57 percent of non -elderly owners and 36 percent of non -elderly renters went without medical or <br />dental care; <br />• 25 percent made a partial payment or missed a whole rent or mortgage payment; and <br />• 20 percent went without food for at least one day. <br />In addition, energy costs have increased much faster than incomes for low-income households in recent <br />years. Today a family earning minimum wage pays more than four times as much a share of their income for <br />energy as a median income household. <br />City of Ramsey 2030 Comprehensive Plan Page 7-13 <br />