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UNITED STATES OF AMERICA <br />STATE OF MINNESOTA <br />ANOKA COUNTY <br />CITY OF RAMSEY <br />R-_______ $_________ <br /> <br />GENERAL OBLIGATION EQUIPMENT CERTIFICATE <br />OF INDEBTEDNESS, SERIES 2013A <br />Interest Rate Maturity Date Date of Original Issue CUSIP <br /> <br />___% September 1, 20__ September 1, 2013 <br />REGISTERED OWNER: CEDE & CO. <br /> <br />PRINCIPAL AMOUNT: <br /> <br />THE CITY OF RAMSEY, ANOKA COUNTY, MINNESOTA (the "Issuer"), certifies <br />that it is indebted and for value received promises to pay to the registered owner specified above, <br />or registered assigns, in the manner hereinafter set forth, the principal amount specified above, <br />on the maturity date specified above, unless called for earlier redemption, and to pay interest <br />thereon semiannually on March 1 and September 1 of each year (each, an "Interest Payment <br />Date"), commencing September 1, 2014, at the rate per annum specified above (calculated on the <br />basis of a 360-day year of twelve 30-day months) until the principal sum is paid or has been <br />provided for. This Certificate will bear interest from the most recent Interest Payment Date to <br />which interest has been paid or, if no interest has been paid, from the date of original issue <br />hereof. The principal of and premium, if any, on this Certificate are payable upon presentation <br />and surrender hereof at the principal office of Northland Trust Services, Inc., in Minneapolis, <br />Minnesota (the "Registrar"), acting as paying agent, or any successor paying agent duly <br />appointed by the Issuer. Interest on this Certificate will be paid on each Interest Payment Date <br />by check or draft mailed to the person in whose name this Certificate is registered (the "Holder") <br />on the registration books of the Issuer maintained by the Registrar and at the address appearing <br />thereon at the close of business on the fifteenth day of the calendar month next preceding such <br />Interest Payment Date (the "Regular Record Date"). Any interest not so timely paid shall cease <br />to be payable to the person who is the Holder hereof as of the Regular Record Date, and shall be <br />payable to the person who is the Holder hereof at the close of business on a date (the "Special <br />Record Date") fixed by the Registrar whenever money becomes available for payment of the <br />defaulted interest. Notice of the Special Record Date shall be given to Holders not less than ten <br />days prior to the Special Record Date. The principal of and premium, if any, and interest on this <br />Certificate are payable in lawful money of the United States of America. So long as this <br />Certificate is registered in the name of the Depository or its Nominee as provided in the <br />Resolution hereinafter described, and as those terms are defined therein, payment of principal of, <br />premium, if any, and interest on this Certificate and notice with respect thereto shall be made as <br />provided in the Letter of Representations, as defined in the Resolution. Until termination of the <br /> 7 <br /> <br /> <br />