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Northstar commuter rail service, and also about what makes Ramsey different from surrounding <br />communities. Responses have been summarized below. <br />According to area real estate agents, there is a wide variety of people selling their homes in <br />Ramsey --foreclosures, short sales, and traditional home sellers. While foreclosures and short <br />sales have been the norm in the past couple of years, these real estate agents felt that the <br />traditional existing home market is coming back. Other people selling their homes are looking to <br />downsize or move up to a larger home because of the low interest rates. Additionally, new <br />construction has seen increased sales within the past year. <br />Ramsey realtors cited the most common reason people are selling is not having a choice, or <br />forced to sell. These are the people that were hit the hardest by the economy. Other reasons <br />included life cycle, it's either time to move up or downsize; one way or the other, these sellers <br />have had a change of lifestyle. <br />There was no overwhelming response by real estate agents stating that people selling their homes <br />tend to stay in the area. Realtors felt that there are too many variables to consider and it really <br />depends on what the movers needs are. However, there are some that are moving to newer <br />construction that has become available in the Ramsey area. <br />All Ramsey real estate agents stated that the majority of people seeking homes in the Ramsey <br />area are young families and first time homebuyers. Since townhomes are in abundance in <br />Ramsey, there are a lot of apartment dwellers looking to move into their first home. There are <br />also people looking to take advantage of the low interest rates and get more for their money by <br />moving into a larger home or a home they always dreamed of having. <br />Real estate agents in the Ramsey area feel that Ramsey is attractive to homebuyers because of <br />the following: <br />• New medical clinics (3 mentions) <br />• Good schools (3 mentions) <br />• Convenience of TH-10 (3 mentions) <br />• Nice lots with acreage (3 mentions) <br />• Growing community (2 mentions) <br />• Conveniences of various retail (2 mentions) <br />• Rural setting (2 mentions) <br />• Parks <br />• Rail system <br />• Affordability, single family is reasonable <br />• Close to Anoka and Minneapolis <br />• Ramsey Town Center <br />• PACT Charter School <br />Ramsey real estate agents have experienced that people looking for houses in Ramsey are <br />typically looking for large lot single family homes or townhomes. The most sought after home is <br />one with three bedrooms and two bathrooms. Northfork is also a very popular development in <br />Ramsey. This is a community of well kept, older homes (1990's) with acreage. <br />4-13 <br />