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Section 14.2. Amendment. The Plan may be amended at any time, and <br />from time to time, by a written instrument executed by a duly authorized official of the City <br />provided such amendment is communicated to those participants participating in this Plan by <br />posting a notice on the City's bulletin board or a mailing to their address last known to tim City. <br /> <br /> Section 14.3. Powers of the City. The City shall have the powers which are <br />necessary to administer the Plan, including, without limitation, the power: <br /> <br /> (a) To interpret the provisions of the Plan. <br /> (b) To establish and revise the method of accounting for the Plan and to maintain the <br />accounts. <br /> (c) To establish rules for the administration of the Plan and to prescribe any forms <br />required to administer the Plan. <br /> <br /> Section 14.4. Actions of the City. All determinations, interpretations, rules, <br />and decisions of the City shall be conclusive and binding upon all persons having or claiming to <br />have any interest or right under the Plan. <br /> <br /> Section 14.5. Finances. The costs of the Plan shall be borne as provided herein. <br />For purposes of this Plan, pay conversion contributions shall be deemed contributions by the City. <br /> <br />ARTICLE XV <br />(~l~ims Procedltr¢ <br /> <br />Section 15.1. <br /> <br />Claims Procedure. <br /> <br />(a) Claims for benefits under the Plan shall be made in writing to the City. <br /> <br /> (b) If such claim for benefits is wholly or partially denied, the City shall, within a <br />reasonable period of time, but no later than ninety (90) days after receipt of the claim, notify the <br />claimant of the denial of the claim. Such notice of denial (1) shall be in writing, (2) shall be written <br />in a manner calculated to be understood by the claimant, and (3) shall contain (A) the specific <br />reason or reasons for denial of the claim, (B) a specific reference to the pertinent Plan provisions <br />upon which the denial is based, (C) a description of any additional material or information <br />necessary for the claimant to perfect the claim, along with an explanation why such material or <br />information is necessary, and (D) an explanation of the Plan's claim review procedure. <br /> <br /> (c) Within one hundred twenty (120) days of the receipt by the claimant of the written <br />notice of denial of the claim, or such later time as shall be deemed reasonable taking into account <br />the nature of the benefit subject to the claim and any other attendant circumstances or if the claim <br />has not been granted within a reasonable period of time, the claimant may file a written request <br />with the City that it conduct a full and fair review of the denial of the claimant's claim for benefits, <br />including conducting a hearing, if deemed necessary for the reviewing party. In connection with <br />the claimant's appeal of the denial of benefit, the claimant may review pertinent documents and <br />may submit issues and comments in writing. <br /> <br /> 16 <br />1 2/1 I/9 I <br /> <br /> <br />