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Page 3 <br /> <br />Hadtrath & A~soc%a~es Inc. <br /> <br />We currently utilize the following markets in the plammment of municipal business: <br /> <br />** 1. League of Minnesota Cities - Statewide writer of Municipal business. <br />* 2. Titan Indemnity - Nationwide writer of Municipal business. Offered <br /> exclusively thru our office in the State of Minnesota. <br />* 3. United States Fidelity & Guaranty (USF&G) - Nationwide writer of <br /> Municipal business. <br />* 4. Hartford Insurance - Nationwide writer of Municipal business. <br />** 5. PENCO - Nationwide writer of Municipal business. <br />** 6. Illinois Insurance Exchange (liE) - Classic Syndicate - Nationwide <br /> <br /> writer of Municipal business. <br /> <br />** 7. State Fund Mutual - Workers' Compensation only - Minnesota only. <br /> <br /> * Binding Authority and Small Claim Draft Authority <br /> <br />** Submit for quotation and company approval. <br /> <br />Our office also provides, at no charge, a Risk Management review on an as needed <br />basis. <br /> <br />Regarding Claims - we keep complete files on all claims. We provide the Munici, <br />pa!ities w%th loss runs whenever r. equested. In addition, we provide all the ~ <br />assistance possible in handling claims, including filing loss reports and negotiating <br />~th the adjusters on the cities behalf.. Claims are handled by the Agent and loss <br />statistics by the Customer Service Representative. <br /> <br /> <br />