Agenda - Parks and Recreation Commission - 10/08/1992

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TO: CC: FM: RE: DT: Ryan ~_chroeder, City Administrator Michael' Hadtrath, Insurance Agent of Record i : Kay, MCAloney, Personnel Coordinator ~ Liability Insurance for Park Volunteers Sel~ternber 24, 1992 MEMORANDUM Parks/Utilities Coordinator ~ This is in tesp0nse to the staff direction of the Park and Recreation Commission dated September.q 0i 1992 regarding liability insurance for volunteers. [ ;~ The City of R~msey has their 'Comprehensive Municipal Liability Coverage' through The League of[M~.~iinesota Cities Insurance Trust (LMCIT) and has in its standard policy coverage fCr '!a volunteer person or organization while acting on behalf of the "city" under Section !,I, i2, 1~5). What this means is that the person or organization is not covered under Workers (~ornpensation, however, they are covered under the General Liability section. To illustrate the City's and the volunteer's coverage, use the following example: A volunteer Was!planting a tree (at the direction of the Park & Recreation Commission) in one of our citylp~s and dug the hole too deep cutting a power line and then the volunteer fell into the hole SPraining his or her foot. The volunteer would be responsible for their paying for their bills ~l¢e to the injury, while the cut power line repairs would be covered under the City's liab~it~ insurance. As long as the volunteer was working under the direction of the Park & Regreation Commission, the volunteer would not be responsible for the payment of repamng t,he cut power hne. I have confirmed this information with Michael Hadtrath, City of Ramsey Insurance Agent of Record~}an~ ihe is in total agreement that it would not be in the interest of the City of Ramsey t°i.w~Ve liability. Please feel free to contact me if there is anything else you need.