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MASTER DISBURSEMENT AGREEMENT <br />THIS MASTER DISBURSEMENT AGREEMENT (this "Agreement") shall have an <br />effective date of the day of , 2015, and is entered into among CB Ramsey <br />Housing Limited Partnership, a Minnesota limited partnership, with its offices located at 1080 <br />Montreal Avenue, Saint Paul, MN 55116 ("Borrower"), the Minnesota Housing Finance Agency, <br />a public body corporate and politic of the State of Minnesota, with its offices located at 400 <br />Sibley Street, Suite 300, St. Paul, MN 55101 ("MHFA"), CommonBond Communities, a <br />Minnesota nonprofit corporation, with its offices located at 1080 Montreal Avenue, Saint Paul, <br />MN 55116 ("CommonBond"), the Anoka County Housing and Redevelopment Authority, a <br />public body corporate and politic of the State of Minnesota, with its offices located at 2100 <br />Third Avenue North, Anoka, Minnesota 55303 ("HRA"), City of Ramsey, a Minnesota <br />municipal corporation, with its office located at 7550 Sunwood Drive, Ramsey, MN 55303 (the <br />"City"), and Commercial Partners Title, LLC, a Minnesota limited liability company, with its <br />offices located at 200 South Sixth Street, Suite 1300, Minneapolis, MN 55402 ("Title <br />Company"). <br />RECITALS <br />A. Borrower has applied to and obtained certain loans from other parties hereto and <br />will use the proceeds of such loans and additional equity to fund the acquisition, construction <br />and/or rehabilitation of a multifamily housing development identified as MHFA Development <br />No. D7721 (the "Development"), which will be situated on real property located in the City of <br />Ramsey, County of Anoka, State of Minnesota, and legally described in Exhibit A attached <br />hereto. <br />B. The following is a listing and description of the loans that Borrower has obtained <br />from other parties hereto (collectively, the "Loans") and the Equity (as defined herein) that <br />Borrower will use to fund the acquisition, construction and/or rehabilitation of the Development: <br />Description of Funds Amount of Funds <br />A loan from MHFA through its Bridge Loan Program, none of $3,075,000.00 <br />which has been disbursed as of the effective date of this <br />Agreement. <br />A loan from MHFA through its Housing Infrastructure Bonds $4,470,000.00 <br />Program, none of which has been disbursed as of the effective date <br />of this Agreement. <br />A loan from CommonBond, none of which has been disbursed as $250,000.00 <br />of the effective date of this Agreement. <br />Sunwood Village, Ramsey D7721 <br />Master Disbursement Agreement 1 8-5-2015 <br />(Rev. 3/10/15) <br />