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The City agrees to defend, indemnify, and hold harmless the Consultant and its employees and officers <br />from and against any and all liability, loss, damages, judgments, claims, counterclaims, demands, <br />actions and expenses (including reasonable attorney's fees), which the Consultant may hereafter sustain, <br />incur, or be required to pay to the extent caused by any negligent act or omission or intentional wrongful <br />act of the City, its agents, officers, or employees during the performance of the Agreement. <br />Section 8.05. INSURANCE. Upon receipt from the City of a Letter of Engagement, the Consultant shall in <br />order to protect itself as well as the City under the indemnity provision set forth above, the Consultant <br />shall at all times during the term of the Letter of Engagement keep in force the following minimal <br />insurance protection in the limits specified: <br />A. A single limit or combined limit or excess umbrella general liability insurance policy in an <br />amount not less than $500,000 for property damage arising from one occurrence, $1,500,000 for <br />total bodily or personal injuries or death and /or damages arising from one occurrence. Such <br />policy shall also include contractual liability coverage by specific endorsement or certificate <br />acknowledging this Agreement between the Consultant and the City. <br />B. A single limit or combined limit or excess umbrella automobile liability insurance policy, if <br />applicable, covering owned, non -owned and hired vehicles used regularly in the provision of <br />services under this Agreement, in an amount of not less than $500,000 per accident for property <br />damage, $1,500,000 for bodily injuries and / or damages to any one person, and $1,500,000 for <br />total bodily injuries and / or damages arising from any one accident. <br />C. A professional liability insurance policy covering personnel of the Consultant while performing <br />Service(s) under this Agreement in the following amounts: Errors and omissions $500,000 per <br />claim and $1,500,000 in total. <br />D. Workers Compensation Insurance and employer's liability as required by law including all states <br />endorsement in an amount of $100,000 for each occurrence. <br />E. Prior to the effective date of a Letter of Engagement, the Consultant will furnish the City with <br />certificates of insurance as proof of insurance for general Liability and Auto Liability. <br />F. Any policy obtained and maintained under this Section 8.05 shall provide that it shall not be <br />cancelled, materially changed, or not renewed without prior notice thereof to the City. The <br />Consultant will endeavor to provide a thirty (30) day advance notice of any such policy <br />revisions. <br />Section 8.06. SEVERABILITY. Whenever possible, each provision of this Agreement will be interpreted <br />in such a manner as to effect and valid under applicable law. If any provision of this Agreement is held <br />to be invalid, illegal, or unenforceable in any respect under any applicable law or rule, in any <br />jurisdiction, such invalidity, illegality, or unenforceability will not affect any other provision or the <br />effectiveness or validity of any provision in any other jurisdiction, and the remaining provisions of this <br />Agreement will continue in full force without being impaired or invalidated in any way. <br />Section 8.07. GOVERNING LAW. All issues concerning this Agreement will be governed by and <br />construed in accordance with the laws of the State of Minnesota, without giving effect to any choice of <br />6 <br />