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This presale report summarizes our understanding of the City's objectives for the structure and terms of this <br />financing as of this date. As additional facts become known or capital markets conditions change, we may need <br />to modify the structure and/or terms of this financing to achieve results consistent with the City's objectives. <br />Presale Report <br />City of Ramsey, Minnesota <br />May 24, 2016 <br />Page 4 <br />