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City of Ramsey, Minnesota <br />$1,425,000 General Obligation Street Reconstruction Bonds, Series 2016 <br />Road Reconstruction <br />Assumes Current Market BQ AA+ Rates plus 25bps <br />Debt Service Schedule <br />Date Principal Coupon Interest Total P+I 105% of Total Assessments Levy/(Surplus) <br />12/15/2016 - - - <br />12/15/2017 130,000.00 1.050% 30,411.50 160,411.50 168,432.08 51,101.45 117,330.63 <br />12/15/2018 140,000.00 1.150% 20,357.50 160,357.50 168,375.38 50,279.88 118,095.50 <br />12/15/2019 140,000.00 1.250% 18,747.50 158,747.50 166,684.88 48,801.06 117,883.82 <br />12/15/2020 140,000.00 1.350% 16,997.50 156,997.50 164,847.38 47,322.24 117,525.14 <br />12/15/2021 145,000.00 1.500% 15,107.50 160,107.50 168,112.88 45,843.42 122,269.46 <br />12/15/2022 145,000.00 1.600% 12,932.50 157,932.50 165,829.13 44,364.60 121,464.53 <br />12/15/2023 145,000.00 1.650% 10,612.50 155,612.50 163,393.13 42,885.78 120,507.35 <br />12/15/2024 145,000.00 1.750% 8,220.00 153,220.00 160,881.00 41,406.96 119,474.04 <br />12/15/2025 145,000.00 1.850% 5,682.50 150,682.50 158,216.63 39,928.14 118,288.49 <br />12/15/2026 150,000.00 2.000% 3,000.00 153,000.00 160,650.00 38,449.32 122,200.68 <br />Total $1,425,000.00 - $142,069.00 $1,567,069.00 $1,645,422.45 $450,382.85 $1,195,039.60 <br />Significant Dates <br />Dated <br />First Coupon Date <br />Yield Statistics <br />Bond Year Dollars <br />Average Life <br />Average Coupon <br />Net Interest Cost (NIC) <br />True Interest Cost (TIC) <br />Bond Yield for Arbitrage Purposes <br />All Inclusive Cost (AIC) <br />7/21/2016 <br />6/15/2017 <br />$8,535.00 <br />5.989 Years <br />1.6645460% <br />1.8648975% <br />1.8731507% <br />1.6600709% <br />2.2753902% <br />2016 GO Road Reconstructi I Road Reconstruction 1 5/19/2016 19:28 AM <br />leLEADERS IN PUBLIC FINANCE <br />EHLERS <br />