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Summary: Ramsey, Minnesota; General Obligation <br />Ratings Detail (As Of June 22, 2016) (cont.) <br />Ramsey GO <br />Long Term Rating <br />Ramsey GO <br />Long Term Rating <br />AA+/Stable <br />AA+/Stable <br />Affirmed <br />Affirmed <br />Certain terms used in this report, particularly certain adjectives used to express our view on rating relevant factors, <br />have specific meanings ascribed to them in our criteria, and should therefore be read in conjunction with such criteria. <br />Please see Ratings Criteria at www.standardandpoors.com for further information. Complete ratings information is <br />available to subscribers of RatingsDirect at www.globalcreditportal.com. All ratings affected by this rating action can <br />be found on the S&P Global Ratings public website at www.standardandpoors.com. Use the Ratings search box <br />located in the left column. <br />WWW.STANDARDANDPOORS.COM/RATINGSDIRECT JUNE 22, 2016 6 <br />1661625 1302450320 <br />