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R- <br />UNITED STATES OF AMERICA <br />STATE OF MINNESOTA <br />ANOKA COUNTY <br />CITY OF RAMSEY <br />GENERAL OBLIGATION STREET RECONSTRUCTION BOND, SERIES 2016A <br />Interest Rate Maturity Date Date of Original <br />Issue <br />CUSIP <br />December 15, July 21, 2016 751813 <br />REGISTERED OWNER: CEDE & CO. <br />PRINCIPAL AMOUNT: DOLLARS <br />THE CITY OF RAMSEY, ANOKA COUNTY, MINNESOTA (the "Issuer"), certifies <br />that it is indebted and for value received promises to pay to the registered owner specified above, <br />or registered assigns, in the manner hereinafter set forth, the principal amount specified above, <br />on the maturity date specified above, unless called for earlier redemption and to pay interest <br />thereon semiannually on June 15 and December 15 of each year (each, an "Interest Payment <br />Date"), commencing June 15, 2017, at the rate per annum specified above (calculated on the <br />basis of a 360-day year of twelve 30-day months) until the principal sum is paid or has been <br />provided for. This Bond will bear interest from the most recent Interest Payment Date to which <br />interest has been paid or, if no interest has been paid, from the date of original issue hereof. The <br />principal of and premium, if any, on this Bond are payable upon presentation and surrender <br />hereof at the principal office of Bond Trust Services Corporation, in Roseville, Minnesota (the <br />"Bond Registrar"), acting as paying agent, or any successor paying agent duly appointed by the <br />Issuer. Interest on this Bond will be paid on each Interest Payment Date by check or draft mailed <br />to the person in whose name this Bond is registered (the "Holder" or "Bondholder") on the <br />registration books of the Issuer maintained by the Bond Registrar and at the address appearing <br />thereon at the close of business on the first day of the calendar month of such Interest Payment <br />Date (the "Regular Record Date"). Any interest not so timely paid shall cease to be payable to <br />the person who is the Holder hereof as of the Regular Record Date, and shall be payable to the <br />person who is the Holder hereof at the close of business on a date (the "Special Record Date") <br />fixed by the Bond Registrar whenever money becomes available for payment of the defaulted <br />interest. Notice of the Special Record Date shall be given to Bondholders not less than ten days <br />prior to the Special Record Date. The principal of and premium, if any, and interest on this Bond <br />are payable in lawful money of the United States of America. So long as this Bond is registered <br />in the name of the Depository or its Nominee as provided in the Resolution hereinafter described, <br />and as those terms are defined therein, payment of principal of, premium, if any, and interest on <br />this Bond and notice with respect thereto shall be made as provided in the Letter of <br />Representations, as defined in the Resolution, and surrender of this Bond shall not be required <br />for payment of the redemption price upon a partial redemption of this Bond. Until termination of <br />6 <br />7719122v1 <br />