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ADMINISTRATION <br /> <br />LMCIT has appointed Employee Benefit Administration Co. (E.B.A.) as <br />administrator of the program. E.B.A. also administers a similar plan <br />for the Minnesota School Boards Association and offers a fully qualified <br />staff in all areas of workers compensation administration. The cost of <br />administration of the program is 10% of standard premium. <br /> <br />Services provided by the administrator include: <br /> 1. Determination of premium for participants. <br /> <br /> 2. On-site safety inspections and development of loss control program. <br /> <br /> 3. Claims processing, investigation and payment, i <br /> <br /> 4. Legal counsel for disputed claims up to the Appeals Court trial. <br /> <br /> 5. Loss reports to individual participants and to LMCIT. <br /> <br /> 6. Preparation of reports required by state authorities. <br /> <br />REINSURANCE <br /> <br />To protect LMCIT from the adverse effects of catastrophic and abnormal <br />claims, LMCIT purchases reinsurance from two sources. The state Workers <br />Compensation Reinsurance Association provides individual excess <br />coverage. This covers workers compensation claims arising out of any <br />single occurrence which exceed $370,000. LMCIT also purchases aggregate <br />excess coverage to protect against the possibility that the total claims <br />will exceed the funds available. <br /> <br />ELIGIBILITY <br /> <br />All members of the League of Minnesota Cities are eligible to <br />participate. However, LMCIT may require a city with a poor loss record <br />to comply with specified safety recommendations. <br /> <br />PARTICIPATION <br /> <br />This program is offered to cities through independent agents. <br />further information, contact: <br /> <br />For <br /> <br />Employee Benefit Administration Co. <br />8441 Wayzata Blvd., Suite 200 <br />Minneapolis, MN 55426-1392 <br />Phone: (612) 544-0311 <br /> <br />or <br /> <br />League of Minnesota Cities <br />183 University Ave. E. <br />St. Paul, Mn. 55101 <br />Phone: (612) 227-5600 <br /> <br /> <br />