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Page 2. <br /> <br />The short term concern for the City of Ramsey is to obtain 1988 insurance <br />coverage with PHP, Med Centers, and Group Health. This can be accomplished with <br />the instrumentality group if the group can in fact arrange to purchase coverage <br />with the providers. It is recommended that The City of Ramsey continue for the <br />short term with the Instrumentality group. If the group can work together then <br />the City will have coverage for 1988. <br /> <br />If the instrumentalities can not work as a group the City must, because of it's <br />risk size, try to obtain coverage with another group. The City of Ramsey may be <br />able to do this with Anoka County. <br /> <br />For 1988 and 1989 the City will be able to purchase life insurance with Hennepin <br />County. <br /> <br />Obtaining coverage with the instrumentalities, or other options only addresses <br />the 1988 coverage. Markets for 1989 and future years coverage will have to be <br />reviewed during 1988. <br /> <br /> <br />