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I <br />I <br />! <br />I <br />I <br />! <br />i <br /> <br />i <br />I <br />I <br />I <br />! <br /> I <br /> I <br />I <br /> I <br /> <br />MAJOR HEALTH PLAN CHA~IGES <br /> {F_.ffeetive' 1-1-84) <br /> <br />BIu~ Cross and Blue Shield of Minnesota <br /> <br />I.) BCBSM coverage will no longer be available effective January 1, 1983. <br /> Current BCBSM members should refer to page _ _ of this packet. <br /> <br />MedCenters Health Plan <br /> <br />1.) Coverage outside the MCHP service area is modified. The enrollee now <br /> pays a $50 deductible and 20~ of the next $2,000; MCHP pays 80~. MCHP <br /> then pays 100~ of the remaining expenses up to $250,000 per calendar <br /> year. (Prior coverage: enrollee paid 20~ of first $2,500; MCHP paid <br /> 80~ and then 100~ of remainder to a maximum of $250,000 per calendar <br /> year.) , <br />2.) The emergency room enrollee copayment is increased from $15 to $25. <br />3.) The prescription drug enrollee copayment is increased from $2.50 to <br /> $3.00. <br />4.) The $50 discount on eyeglasses is expanded to include contact lenses as <br /> well. <br />5.) New mental health outpatient counseling charges have been established <br /> dependent upon therapy type. Rather than $10 per visit regardless of <br /> therapy type, enrollee copayments will be charged as follows: $15 per <br /> visit for individual therapy, $5 per visit for group therapy, and $20 <br /> per visit for family therapy. <br />6.) The preventive dental benefit is expanded to include children under age <br /> 19. <br /> <br />Physicians Health Plan <br /> <br />1.) The enrollee copayment for mental health outpatient group therapy is <br /> reduced from $10 to $5 per visit. ' {The individual therapy copayment <br /> remains at $10 per visitZ) <br /> <br />Group 'Health Plan <br /> <br />1.) Hospital admissions by a non-GHP physician are no longer covered. <br /> (Prior coverage: GHP paid 80~.) <br />2.) Cuverage for inpatient hospitalization is expanded from a 365-day limit <br /> to unlimited days. <br />3.) Emergency coverage outside the GHP service area is modified to add <br /> protection against catastrophic expense. An enrollee's copayment is <br /> now 20~ of the first $2,000 of eligible expenses, rather than <br /> of all expenses. <br />4.) The preventive dental benefit is expanded to include children und.~r age <br /> 19. <br />$.) The list of medical devices covered under GHP's supplemental benefit is <br /> expanded to include apnea monitors, glucose monitors, TENS units, and. <br /> Holter monitors, and the enrollee copayment l~as t~een increased from <br /> to 20 Z;. <br /> <br /> <br />