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~ ~t NOT A COMPLIFI~ DR~-~RIPT'ION OF <br /> ~ M,A,f~'I~R CON'r'KACT <br /> <br />COMPARISON OF BENEFITS IN GROUP HEALTH, PHYSICIANS HEALTH AND MEDCEN.TERS HEALTH PLANS <br /> <br /> (Effective January 1, 1984) <br /> <br />GROUP HEALTH PHYSICIANS HEALTH MEDCENTERS HEALTH <br /> PLAN PLAN' · PLAN <br /> <br />~ non-acute <br />(extended) ear. <br />covered? <br />(continued) <br /> <br />I <br /> '~o HOSP1TAL 01rI~ATI]~ COYERAGE <br /> <br />I. <br />I <br />I <br />I. <br />i' <br /> I <br /> I <br /> I <br /> I <br /> <br />Diagnostic x-ray A. <br />and laboratory. <br /> <br />Full coverage if provided <br />under order and care of <br />GHP physician. Pot medi- <br />cal emergencies outside <br />GHP~s service area, you <br />pay 20% of fair and . <br />reasonable charges <br />incurred while GHP pays <br />80%, <br /> <br />Outpatient charges <br />for exam and <br />treatment of medical <br />emergency within 72 <br />hours of accident <br /> <br />Be <br /> <br />~overed in full if under <br />order and care of GHP <br />physician. If treated <br />in the outpatient dept. <br />of a hospital for emer- <br />gency care outside the <br />service area, you pay <br />20% of fair and reasonable <br />charges for emergency room, <br />anesthetic, drugs dressing, <br />x-ray, & lab work, GHP <br />pays 80~. <br /> <br />8URGERY/MHDlCAL BEIgl~aTr8 <br /> <br />Basis of allowances <br />for surgery or <br />medical benefits <br /> <br />A. Covered in full if pro- <br /> vided by GHP physician. <br /> When emergency service <br /> is provided by non-GHP <br />~ physieian, out of the <br /> service area, you pay <br /> 20% of fair and reason- <br /> able charges, GHP pays <br /> 80~, <br /> <br />is established with a 20~ enrollee <br />copayment thereafter, up to a <br />maximum out-of-pocket cost of $3000 <br />per individual per calendar year. <br />Certain pre-conditions-apply{ refer to <br />PHP master contraet. <br />(b): For a new memberb first year of <br />coverage, surgical procedures related <br />to PiLE-EXISTING CONDITIONS (diagnosed <br />within the last 12 months) are subject <br />to an enrollee copayment of 25% <br />(hospital charges only) (maximum out- <br />of-pocket expense: $?50 per confine- <br />ment). <br /> <br />A. Covered in fuU if hospi- <br /> talized in a PHP hospital; <br /> you pay $25 if not hospi- <br /> talized. Emergency <br /> payment applies if emergency <br /> sarviee is furnished by non- <br /> PHP provider. (#1G) <br /> <br />A. Covered in fuU if <br /> hospitalized in a MCHP <br /> hospital; you pay $15 <br /> if not hospitalized. <br /> Emergency ac-payment <br /> applies ff service is <br /> furnished by a non-MCHP <br /> provider. (#IG) <br /> <br />B. Covered in full if hospital- ~B.JiCovered in fuU if <br />ized in a PHP hospital; you ~hospitalized in a MCHP <br />pay $25 if not hospitalized, hospital~ you pay $25 <br />Emergency ac-payment applies if not hospitalized. <br />ff emergency service is fur- Emergency co-payment <br />nished by non-PHP provider, applies if servide is <br />(#lO) furnished by a non-MCHP <br /> provider (#lO)'. <br /> <br />A. Covered in full if provided <br /> by a PHP physician. Emer- <br /> gency co-payment schedule <br /> applies if emergency ser- <br /> vice is provided by a non- <br /> PHP provider (#iG). For a <br /> new member~ first year of <br /> coverage, surgical procedures <br /> related to pre-existing <br /> conditions are subject to <br /> an enrollee co-payment of 2596 <br /> (hospital charges only) (maxi- <br /> mum out-of-pocket expense: <br /> $750 per confinement). <br /> <br />A. Covered in full if <br /> ordered by a MCHP <br /> physician. Emergency <br /> co-payment schedule <br /> applies if emergency <br /> service is provided <br /> by non-MCHP provider. <br /> (#1G) <br /> <br /> <br />