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TK~ ~ HOT A OOMPLIrl'B DBBCRIPTION OF BKKEPFF8o <br /> THE IfAHTER CONTRAC'F ~.L ~. ~ ~~~N OF ~ ~ <br /> <br />COMPA~ON OF B~EF~ ~ GROUP HEALTH, PH~IC~NS HEALTH AND MEDCEN~ HEALTH PLANS <br /> <br /> (~f~tive J~uary 1, 1984) <br /> <br />GROUP HEALTH PHYSICIANS HEALTH MEDCENTERS HEALTH <br /> PLAN PLAN PLAN <br /> <br />I <br />I- <br />I <br /> <br /> ! <br /> I <br /> I <br /> I <br /> I <br /> I <br /> I <br /> I <br /> <br />Definition of <br />Dependents <br />(Continued) <br /> <br />Can coverage <br />be converted <br />upon termination <br />of employment? <br />(After 12 months <br />continuation <br />privilege. ) <br /> <br />Can dependent <br />ehildren convert <br />to individual <br />policy upon <br />reaching age 19 <br />(or 23 if fuU- <br />time student)? <br /> <br />Oth~ Exclami~ <br /> <br />disability occurred <br />while covered by the <br />contract, <br /> <br />Yes, provided you <br />reside within GHP~ <br />service area. <br />Employees and depend- <br />ants age 65+ may <br />convert to a Medicare <br />supplement policy or <br />individual contract. <br /> <br />Yes (J6H) <br /> <br />Services of <br />physician outside <br />GHP unless arranged <br />by GHP. Dental care, <br />work comp cases, <br />hospital confinement <br />for diagnostic work <br />when curative treat- <br />ment is not rendered <br />during confinement, <br />home health services, <br />speech therapy, <br />genetic screening, <br />custodial care, and <br />experimental proced- <br />ures not generally <br />aeeepted by the <br />medical profession. <br /> <br />while covered by the <br />contra, t: divorced <br />spouse of the enrollee <br />(until one or the <br />other of the divorced <br />PHP members remarries). <br /> <br />H. Yes, provided you <br /> reside within PHP~ <br /> service area. <br /> Employees and depen- <br /> dents age 65+ may <br /> convert to a Medicare <br /> supplement policy <br /> or individual <br /> contract, <br /> <br />I. Yes ({6H) <br /> <br />Services not pre- <br />scribed, recommended <br />or approved by a PHP <br />physician are excluded <br />except in emergency <br />situations; work comp <br />eases, dental care, <br />custodial care and <br />experimental proce- <br />dures not generally <br />accepted by the <br />medical profession <br />are excluded. Out- <br />of-plan referrals <br />are excluded unless <br />approved in advance <br />in writing by the <br />plan. <br /> <br />Ho <br /> <br />spouse of the enrollee <br />(for up to 2 years or <br />until one or the other <br />of the divorced MCHP <br />members remarries, <br />whichever period is <br />shorter). <br /> <br />Yes, provided you <br />reside within MCHP's <br />service area. If you <br />move outside their <br />service area, you may <br />choose from among <br />several indemnity <br />conversion options. <br /> <br />Yes (#6H) <br /> <br />Services not pre- <br />scribed, recommended <br />or approved by a <br />MCHP physician are <br />excluded except in <br />emergency situations. <br />Work comp cases, <br />dental care, custodial <br />care, and experimental <br />procedures not gener- <br />ally accepted by the <br />medical profession are <br />excluded. <br /> <br /> <br />