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Investment of monies in the debt service sinking funds is unrestricted for a period of 13 months, <br />and the earliest of (a) the first call date, or (b) 10 years, whichever is first; however, the issuer <br />must make a reasonable effort to match the projected income to the debt service prior to the <br />first call date. <br /> <br />Grant anticipation notes or bonds are limited in amount to the maximum cumulative projected <br />deficit plus the next month's expenditures. In addition, such bonds or notes must mature within <br />six months of the last reasonably projected receipt of grant monies but in no event more than 30 <br />months from the date of issuance. Tax or revenue anticipation notes also are limited to the sum <br />of the maximum deficit cash flow plus one month's expenditures. However, the term of the notes <br />is limited to (a) 13 months or (b) 00 days after the anticipated final receipt of taxes or revenues, <br />not to exceed 24 months. <br /> <br />The arbitrage rules are very complicated and require careful additional planning by the issuer. <br />The IRS will not accept ignorance of the regulations as an excuse for failure to comply. In fact, <br />each bond issue requires a certificate, signed by the officers of the issuer, stating that there wJl[ <br />be no violation. <br /> <br />Because bright people have tampered with the intent of the regulations by finding loopholes in <br />them, the regulations include a little gem to hold off future abuses. This is referred to as the <br />"artifice or device" section, which states that if an issuer has attempted to circumvent the <br />intentions of the regulations, it may have violated the regulations and may lose its ability to sell <br />tax-exempt bonds. <br /> <br />.91 STATISTICAL SAMPLER FOR SEPTEMBER <br /> <br /> Bond Buyer Placement <br />For the Week Endinq. index RQtio <br /> <br /> Treasury Bills <br />13-Week 2~-Week <br /> <br />September 7 6.47% 8~. I% <br />September 14 6.49% 89.3% <br />September 21 6.57% 87.7% <br />September 28 6.56% ~0.4% <br /> <br />10.27% 10.45% <br />I I, 00% I I, 04% <br />10.81% II .06% <br />10.42% 10.84% <br /> (Effective Yields) <br /> <br /> Bond Buyer Index - Ten Year Summary <br /> <br />Year Range Year Range <br /> <br />1970 7.12% - 5.33% 1975 7,67% ~ 6.27% <br />1971 6.23% - 4.97% 1976 7.13% - 5,83% <br />1972 5.54% - 4.96% 1977 5,93% - 5.45% <br />1973 5.59% - 4.99% 1978 6.67% - 5.58% <br />t974 7.15% - 5,16% 1979 6,64% - 6,09% <br /> <br />Municipal Certificate of Deposit Rates <br />Current Random Sampling <br /> <br /> MN WI <br /> <br /> 30-day 12.500% 12.750% <br /> 60-day 12. 875% 13.000% <br /> 90-day - 13.000% 13.000% <br /> 180-day - 12.750% 13,000% <br /> ($100,000 minimum investment) <br /> <br />Municipality <br /> <br />Saul Rapids~ MN <br />Albertville, MN <br />White Bear Town, MN <br />Mountaln Lake, MN <br />Deer River lSD 317, MN <br />Duluth, MN <br />Superior, WI <br />East Grand Forks, MN <br />Spring Lake Park, MN <br />Little Falls, MN <br />Elk River, MN <br />Andover, MN <br />St. Cloud, MN <br />Kondiyobi County, MN <br />Eyota, MN <br />Dover, Eyota, St. Chas, <br /> Sanitary District, MN <br />State of Wisconsin <br />Mahtomedi, MN <br /> <br />5~LECTED SEPTFJ~4BER SALES <br /> <br />Sale <br />Date Type Amount <br /> <br />9/04 G.O. Improvement $ 150,000 <br />9/10 G.O. Improvement $ I, 145,000 <br />9/10 G.O. Temp. Imp. I 840,000 <br />9/10 G.O. Improvement 800,000 <br />9/I I G.O. School Bldg. Bonds $ 1,360,000 <br />9/12 G.O. Bonds $ 2,845,000 <br />9/12 G.O. Corp. Purpose $ 5,675,000 <br />9/13 G.O. Improvement $ 540,000 <br />9/17 G.O. Water Revenue $ 750,000 <br />9/17 G.O. Improvement I 500,000 <br />9/17 G,O. Improvement 380,000 <br />9/18 G.O, Improvement $ 270,000 <br />9/19 G.O, Improvement $ 1,100,000 <br />9/20 G.O. Drainage Bands $ 2,640,000 <br />9/25 G.O. Improvement $ 190,000 <br /> <br />9/25 G.O. Short-Term Bonds $ 195,000 <br />9/25 Various, Series 1979 $90,000,000 <br />9/26 G.O. Improvement $ 635,000 <br /> <br />Final Mo~d~s Rate <br />Maturity Rating BBI (NIC) <br /> <br /> 1991 A 6.36% 5.94% <br /> 2001 NR 6.47% 6,86% <br /> 1982 Boo-I 6.47% 6.48% <br /> J992 A 6.47% 6.05% <br /> 1999 A 6.47% 6.28% <br /> 1995 A-I 6,47% 5.94% <br /> 1998 A 6.47% 6.07% <br /> 200l Boo-I 6.49% 6.45% <br /> 1999 Boo-I 6.49% 6.42% <br /> 2001 Boo-I 6,49% 6.40% <br /> 1997 Boo-I 6.49% 6.43% <br /> I995 Boo 6,49% 6.65% <br /> I991 A-I 6.49% 5.91% <br /> 2000 A-I 6,57% 6.17% <br /> 1990 Baa-I 6.57% 6,34% <br /> <br /> 1980 Boo-I 6.57% 6.59% <br /> 2004 Aaa 6.57% 5.71% <br /> 1996 Boo-I 6.57% 6.33% <br /> <br /> <br />