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9.8 Notice of litigation. Borrower, Co -Borrower and Guarantor shall promptly inform Lender in <br />writing of all material adverse changes in Borrower's, Co -Borrower's or any Guarantor's <br />financial condition, and all litigation and claims and all threatened litigation and claims <br />affecting the Borrower, Co -Borrower or any Guarantor that could materially affect the <br />financial condition of the Borrower, Co -Borrower or any Guarantor. <br />9.9 Notices. All notices required to be given under this Agreement shall be given in writing and <br />shall be effective when actually delivered or when deposited in the United States mail, first <br />class, postage prepaid, addressed to the party to whom the notice is to be given at the <br />address on the cover page of this Agreement. Any party may change its address for notices <br />under this Agreement by giving formal written notice to the other parties, specifying the <br />purpose of the notice is to change the party's address. <br />IN WITNESS WHEREOF, the parties have set their hands the day and year first above written. <br />LENDER: <br />City of Ramsey <br />By: <br />, Its <br />Dated: <br />BORROWER: <br />Zap Properties, LLC, a <br />Minnesota Limited Liability Company <br />By: <br />Jason Farrell, Its <br />CO -BORROWER: <br />American Print and Digital, LLC, a <br />Minnesota Limited Liability Company <br />By: <br />Jason Farrell, Its <br />10 <br />