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LENDER: <br />City of Ramsey <br />By: <br />By: <br />Sarah Strommen, Mayor <br />Kurt Ulrich, City Administrator <br />BORROWER: <br />MK Johnson Properties, LLC, a <br />Minnesota Limited Liability Company <br />By: <br />Kristen Johnson, Registered Agent <br />INDIVIDUAL GUARANTOR: <br />By: <br />By: <br />Michael Johnson <br />Kristen Johnson <br />9 <br />