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condition that if Mortgagor shall cause to be paid to Mortgagee as and when due and payable the principal of, premium, if any, and
<br />interest on the Note, and all other Indebtedness, and if Mortgagor shall also keep and perform each and every covenant and
<br />agreement of Mortgagor herein contained, then, this Mortgage and the estate hereby granted shall cease and be and become void
<br />and shall be released of record at the expense of Mortgagor; otherwise this Mortgage shall be and remain in full force and effect.
<br />Mortgagor represents, warrants and covenants to and with Mortgagee that it is lawfully seized of the Land in fee simple
<br />and has good right and full power and authority to execute this Mortgage and to mortgage the Mortgaged Property: that Mortgagor
<br />own the Mortgaged Property free from all liens, security interests and encumbrances with the exception of those permitted
<br />encumbrances set forth in Exhibit B attached hereto (the "Prior Permitted Encumbrances"); that Mortgagor will warrant and defend
<br />its title to the Mortgaged Property and the lien and priority of this Mortgage against all claims and demands of all persons
<br />whomsoever, whether now existing or hereafter arising, with the exception of the Prior Permitted Encumbrances; and that all
<br />buildings and improvements now or hereafter located on the Land are, or will be, located entirely within the boundaries of the
<br />Land. The covenants and warranties of this paragraph shall survive foreclosure of this Mortgage and shall run with the Land.
<br />Mortgagor further covenants and agrees as follows:
<br />1. Payment of the Note. Mortgagor shall duly and punctually pay the principal of and interest on the Note, together
<br />with any prepayment charges and late charges provided for in the Note, in accordance with the terms of the Note, and pay all other
<br />Indebtedness, when and as due and payable. The provisions of the Note are hereby incorporated by reference into this Mortgage as
<br />fully as if set forth at length herein.
<br />2. Status of Morteaeors. The Mortgagor's exact legal name is correctly set forth at the end of this Mortgage
<br />Instrument. The Mortgagor, if applicable, is an organization of the type specified in the first paragraph of this Mortgage. The
<br />Mortgagor is incorporated in or organized under the laws of the state specified in the first paragraph of this Mortgage. The
<br />Mortgagor will not cause or permit any change to be made in its name, identity or corporate or partnership structure, including, any
<br />transfer, assignment, sale or encumbrance with respect to any partnership interests or corporate shares of Mortgagor whether by
<br />Mortgagor or any of its partners or shareholders unless the Mortgagor shall have first notified the Mortgagee in writing of such
<br />change at least 30 days prior to the effective date of such change, and shall have first taken all action required by the Mortgagee,
<br />for the purpose of perfecting or protecting the lien and security interest of the Mortgagee. The Mortgagor's principal place of
<br />business and chief executive office, and the place where Mortgagor keeps its books and records, including recorded data of any
<br />kind or nature, regardless of the medium or recording, including software, writings, plans, specifications and schematics, has been
<br />for the preceding four months (or, if less, the entire period of the existence of the Mortgagor) and will continue to be the address
<br />of the Mortgagor set forth at the end of the Mortgage (unless the Mortgagor notifies the Mortgagee in writing at least 30 days prior
<br />to the date of such change). The Mortgagor's organizational identification numbers, if any, assigned by the state of incorporation
<br />or organization is correctly set forth on the first page of this Mortgage. The Mortgagor shall promptly notify the Mortgagee of any
<br />change in its organizational identification number. If the Mortgagor does not now have an organizational identification number
<br />and later obtains one, the Mortgagor promptly shall notify the Mortgagee of such organizational identification number.
<br />3. Insurance.
<br />a. Mortgagor shall keep the buildings, structures, fixtures, personal property and other improvements now
<br />existing or hereafter erected or placed on the Land insured against loss by fire, perils of extended coverage, and such other hazards,
<br />casualties and contingencies, on an "all risk" form, for the full replacement cost, with coverage for demolition and increased costs
<br />of construction, for such periods with policies in such form as may be required by Mortgagee. All insurance shall be carried in
<br />companies approved by Mortgagee and the policies and renewals thereof shall (i) contain a waiver of defense based on coinsurance,
<br />(ii) be constantly assigned and pledged to and held by Mortgagee as additional security for the Indebtedness secured by this
<br />Mortgage, (iii) contain an agreement of the insurer that it will not cancel the policy except after thirty (30) days prior written notice
<br />to Mortgagee, (iv) contain a standard or union mortgage clause (sometimes known as the New York Standard Mortgage Clause),
<br />creating a separate contract between the insurer and Mortgagee, in favor of and in form acceptable to Mortgagee, (v) include
<br />effective waivers by the insurer of all claims for insurance premiums against Mortgagee, (vi) provide that any losses shall be
<br />payable notwithstanding (1) any act of negligence of Mortgagor or Mortgagee, (2) any foreclosure or other proceedings or notice
<br />of sale relating to the Mortgaged Property, or (3) any change in the title to or ownership of the Mortgaged Property, and (vii) shall
<br />be reasonably satisfactory to Mortgagee in all other respects. In default thereof, Mortgagee may effect such insurance and the
<br />amount paid therefor shall become immediately due and payable with interest at the rate provided in the Note and shall be secured
<br />by this Mortgage. Notwithstanding anything herein to the contrary, it shall be Mortgagor's and not Mortgagee's responsibility to
<br />maintain insurance coverage. In event of loss Mortgagor will give immediate notice by mail to Mortgagee, who may make proof
<br />of loss if not made promptly by Mortgagor. Mortgagor hereby authorizes Mortgagee to settle and compromise all claims on such
<br />policies and hereby authorizes and directs each insurance company concerned to make payment for any such loss directly to
<br />Mortgagee instead of to Mortgagor and Mortgagee jointly. In the event that the loss exceeds $20,000.00, the insurance proceeds,
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