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Name and Address of Secured Party: <br />City of Ramsey <br />7550 Sunwood Drive NW <br />Ramsey, MN 55303 <br />Phone: (763) 433-9826 <br />Attention: Community Development Director <br />(b) This document covers goods that are or are to become fixtures. <br />Section 5.08. Indemnification by Morteaeor. Except to the extent arising from or <br />related to the gross negligence or willful misconduct of Mortgagee or its agents, Mortgagor will <br />protect, indemnify, and save harmless Mortgagee from and against all liabilities, obligations, <br />claims, damages, penalties, causes of action, costs and expenses (including, without limitation, <br />reasonable attorneys' fees and expenses) imposed upon or incurred by or asserted against <br />Mortgagee by reason of (a) ownership of a mortgage interest in the Mortgaged Property, or <br />receipt of any rent or other sum therefrom; (b) any accident, injury to, or death of persons or loss <br />of or damage to property occurring on or about the Mortgaged Property or any part thereof or the <br />adjoining sidewalks, curbs, vaults, and vault space, if any; (c) any use, non-use, or condition of <br />the Mortgaged Property or any part thereof or the adjoining sidewalks, curbs, vaults, and vault <br />space, if any; (d) any failure on the part of Mortgagor to perform or comply with any of the terms <br />of this Mortgage; (e) performance of any labor or services or the furnishing of any materials or <br />other property in respect of the Mortgaged Property or any part thereof; (f) any negligence or <br />tortious act on the part of Mortgagor or any of its agents, contractors, sublessees, licensees, or <br />invitees; or (g) exercise by Mortgagee of any remedy provided hereunder or at law or equity, <br />provided, however, that nothing herein shall be construed to obligate Mortgagor to protect, <br />indemnify, and save Mortgagee and its officers and employees harmless from and against <br />liabilities, losses, damages, costs, expenses (including attorney's fees) arising from the negligent <br />or tortious acts of Mortgagee, or any of its agents, employees or officers. Any amounts payable <br />to Mortgagee under this section which are not paid within ten (10) days after written demand <br />therefor by Mortgagee shall bear interest at the rate of one percent (1.00%) per annum in excess <br />of the "reference rate" publicly announced from time to time by U.S. Bank National Association <br />(unless collection from Mortgagor of interest at such rate would be contrary to applicable law, in <br />which event such amounts shall bear interest at the highest rate which may be collected from <br />interest at such rate would be contrary to applicable law, in which event such amounts shall bear <br />interest at the highest rate which may be collected from Mortgagor under applicable law) from <br />the date of such demand, and shall be secured by this Mortgage. If any action, suit, or <br />proceeding is brought against Mortgagee by reason of any such occurrence, Mortgagor upon <br />Mortgagee's request will at Mortgagor's expense resist and defend such action, suit, or <br />proceeding, or will cause the same to be resisted and defended by counsel for the insurer of the <br />liability or by counsel designated by Mortgagor approved by Mortgagee. <br />Section 5.09 Rider. The terms of the Rider to Loan Documents attached hereto, are <br />made a part hereof, and in the event of any inconsistencies, the Rider to Loan Documents shall <br />control. <br />[Signature page follows.] <br />US.113578590.01 <br />B-2-20 <br />