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Page 112 <br />Assets and challenges for the City of Ramsey <br />Assets <br />• Substantial, growing population: Between 2000 and 2015, the City of Ramsey's <br />population grew from 18,510 to 24,846 people. The number of households grew from <br />5,906 to 8,358. <br />• Large disposable income: The median household income in Ramsey is $86,794, in <br />comparison to a statewide average of $58,475 and a metro average of $71,008 <br />• Desire for retail and restaurants: City staff have indicated a high degree of resident <br />interest in and desire for retail development, including restaurants, stores, and <br />entertainment. The COR's vacancies and non -development, to a large degree explained <br />by the 2008 Recession, is a source of complaint for Ramsey residents <br />• Geography —Highway 10: The retail market map is limited by Highway 10, encouraging <br />residents to stay north of the highway <br />• Retail space of 400+ acres: The City has a lot of opportunities to develop retail spaces <br />• Northstar stop: The stop help attracts housing to the City, which is beneficial for also <br />attracting retail <br />• Three retail nodes: The COR and two retail nodes already exist, and some retail space <br />is available in each node (see Figure 3): <br />o Node 1 - Bunker Lake Road and Highway 47: Liquor store, JJ, gas station, <br />dollar tree, Ginger Cafe, coffee shops —Dunn Bros and Caribou, Wendy's, car <br />wash, Papa Murphy's, Riversbend, Family dental, massage, salon <br />o Node 2 - Highway 47 and 167th Ave NW: Liquor store, shooting range and gun <br />shop, accounting firm, Domino's pizza, interior supply <br />o In/around the COR: Fountains of Ramsey Event Center, The Residence, dental <br />clinic, County offices, city offices, Gas stations; Several car/RV/trailer places; The <br />Northstar Stop; Coburn's Grocery store, GiGi's Salon, nails, State Farm office, <br />Chinese restaurant, Mexican restaurant, Caribou Coffee, Fitness, vaping store, <br />Subway, Totally Tan, gas station, Lunchbox Deli <br />• Evidence that residents are spending money outside of Ramsey: the Clairitas data <br />suggests significant desire for several retail sectors, as noted above <br />