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City of Ramsey, Minnesota <br />$1,210,000 General Obligation Street Reconstruction Bonds, Series 2018A <br />Issue Summary <br />Assumes Current Market BQ AA+ Rates plus 25bps <br />Debt Service Schedule <br />Date Principal Coupon Interest Total P+I Fiscal Total <br />07/19/2018 - - - - <br />06/15/2019 - 29,052.49 29,052.49 - <br />12/15/2019 105,000.00 2.200% 16,041.25 121,041.25 150,093.74 <br />06/15/2020 - - 14,886.25 14,886.25 - <br />12/15/2020 115,000.00 2.300% 14,886.25 129,886.25 144,772.50 <br />06/15/2021 - - 13,563.75 13,563.75 - <br />12/15/2021 115,000.00 2.400% 13,563.75 128,563.75 142,127.50 <br />06/15/2022 - - 12,183.75 12,183.75 - <br />12/15/2022 115,000.00 2.500% 12,183.75 127,183.75 139,367.50 <br />06/15/2023 - - 10,746.25 10,746.25 - <br />12/ 15/2023 125,000.00 2.600% 10,746.25 13 5,746.25 146,492.50 <br />06/15/2024 - - 9,121.25 9,121.25 - <br />12/15/2024 125,000.00 2.700% 9,121.25 134,121.25 143,242.50 <br />06/15/2025 - - 7,433.75 7,433.75 - <br />12/15/2025 125,000.00 2.800% 7,433.75 132,433.75 139,867.50 <br />06/15/2026 - - 5,683.75 5,683.75 - <br />12/15/2026 125,000.00 2.850% 5,683.75 130,683.75 136,367.50 <br />06/15/2027 - 3,902.50 3,902.50 - <br />12/15/2027 125,000.00 2.950% 3,902.50 128,902.50 132,805.00 <br />06/15/2028 - - 2,058.75 2,058.75 - <br />12/15/2028 135,000.00 3.050% 2,058.75 137,058.75 139,117.50 <br />Total $1,210,000.00 - $204,253.74 $1,414,253.74 - <br />Yield Statistics <br />Bond Year Dollars $7,355.72 <br />Average Life 6.079 Years <br />Average Coupon 2.7768006% <br />Net Interest Cost (NIC) 2.9741980% <br />True Interest Cost (TIC) 2.9874355% <br />Bond Yield for Arbitrage Purposes 2.7668657% <br />All Inclusive Cost (AIC) 3.5663949% <br />IRS Form 8038 <br />Net Interest Cost <br />Weighted Average Maturity <br />2018A GO Street Reconstru I Issue Summary 1 5/10/2018 1 10:51 AM <br />2.7768006% <br />6.079 Years <br />lelLEADERS IN PUBLIC FINANCE <br />EHLERS <br />