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City of Ramsey, Minnesota <br />$1,210,000 General Obligation Street Reconstruction Bonds, Series 2018A <br />Issue Summary <br />Assumes Current Market BQ AA+ Rates plus 25bps <br />Debt Service Schedule <br />Date Principal Coupon Interest Total P+I Net New D/S 105% of Total Assessments Levy/(Surplus <br />12/15/2018 - - <br />12/15/2019 105,000.00 2.200% 45,093.74 150,093.74 150,093.74 157,598.43 42,467.64 115,130.7, <br />12/15/2020 115,000.00 2.300% 29,772.50 144,772.50 144,772.50 152,011.13 41,669.38 110,341.7: <br />12/15/2021 115,000.00 2.400% 27,127.50 142,127.50 142,127.50 149,233.88 40,232.50 109,001.3: <br />12/15/2022 115,000.00 2.500% 24,367.50 139,367.50 139,367.50 146,335.88 38,795.64 107,540.2: <br />12/15/2023 125,000.00 2.600% 21,492.50 146,492.50 146,492.50 153,817.13 37,358.76 116,458.3' <br />12/15/2024 125,000.00 2.700% 18,242.50 143,242.50 143,242.50 150,404.63 35,921.88 114,482.7: <br />12/15/2025 125,000.00 2.800% 14,867.50 139,867.50 139,867.50 146,860.88 34,485.00 112,375.8: <br />12/15/2026 125,000.00 2.850% 11,367.50 136,367.50 136,367.50 143,185.88 33,048.14 110,137.7, <br />12/15/2027 125,000.00 2.950% 7,805.00 132,805.00 132,805.00 139,445.25 31,611.26 107,833.9, <br />12/15/2028 135,000.00 3.050% 4,117.50 139,117.50 139,117.50 146,073.38 30,174.38 115,899.01 <br />Total $1,210,000.00 - $204,253.74 $1,414,253.74 $1,414,253.74 $1,484,966.43 $365,764.58 $1,119,201.8: <br />Significant Dates <br />Dated <br />First Coupon Date <br />Yield Statistics <br />Bond Year Dollars <br />Average Life <br />7/19/201: <br />6/15/201' <br />$7,355.7: <br />6.079 Year <br />Average Coupon 2.7768006°r <br />Net Interest Cost (NIC) 2.9741980°/ <br />True Interest Cost (TIC) 2.9874355°r <br />Bond Yield for Arbitrage Purposes 2.7668657/ <br />All Inclusive Cost (AIC) 3.5663949°r <br />2018A GO Street Reconstru I Issue Summary 1 5/10/2018 1 10:51 AM <br />EHLERS <br />LEADERS IN PUBLIC FINANCE <br />