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City of Ramsey, Minnesota <br />$7,645,000 General Obligation CIP Bonds, Series 2021 <br />Assumes Current Market BQ AA+ Rates plus 100bps <br />Wrap Around Debt - $7.5M Cash <br />Debt Service Schedule <br />105% <br />Date Principal Coupon Interest Total P+I Overlevy <br />12/15/2021 - - - - <br />12/15/2022 - 293,662.50 293,662.50 308,345.63 <br />12/15/2023 - - 293,662.50 293,662.50 308,345.63 <br />12/15/2024 - 293,662.50 293,662.50 308,345.63 <br />12/15/2025 - 293,662.50 293,662.50 308,345.63 <br />12/15/2026 - - 293,662.50 293,662.50 308,345.63 <br />12/15/2027 - 293,662.50 293,662.50 308,345.63 <br />12/15/2028 - 293,662.50 293,662.50 308,345.63 <br />12/15/2029 - 293,662.50 293,662.50 308,345.63 <br />12/15/2030 - - 293,662.50 293,662.50 308,345.63 <br />12/15/2031 - - 293,662.50 293,662.50 308,345.63 <br />12/15/2032 645,000.00 3.500% 293,662.50 938,662.50 985;595.63 <br />12/15/2033 670,000.00 3.550% 271,087.50 941,087.50 988,141.88 <br />12/15/2034 690,000.00 3.650% 247,302.50 937,302.50 984,167.63 <br />12/15/2035 720,000.00 3.700% 222,117.50 942,117.50 989,223.38 <br />12/15/2036 745,000.00 3.800% 195,477.50 940,477.50 987,501.38 <br />12/15/2037 770,000.00 3.900% 167,167.50 937,167.50 984,025.88 <br />12/15/2038 800,000.00 3.950% 137,137.50 937,137.50 983,994.38 <br />12/15/2039 835,000.00 4.000% 105,537.50 940,537.50 987,564.38 <br />12/15/2040 865,000.00 4.050% 72,137.50 937,137.50 983,994.38 <br />12/15/2041 905,000.00 4.100% 37,105.00 942,105.00 989,210.25 <br />Total $7,645,000.00 <br />$4,685,357.50 <br />S12,330,357.50 $12,946,875.38 <br />Significant Dates <br />Dated <br />First Coupon Date <br />Yield Statistics <br />12/15/2021 <br />6/15/2022 <br />Bond Year Dollars <br />Average Life <br />Average Coupon <br />Net Interest Cost (NIC) <br />True Interest Cost (TIC) <br />Bond Yield for Arbitrage Purposes <br />All Inclusive Cost (AIC) <br />IRS Form 8038 <br />$120,845.00 <br />15.807 Years <br />3.8771629% <br />3.9404258% <br />3.9541032% <br />3.8679635% <br />4.0282090% <br />Net Interest Cost <br />Weighted Average Maturity <br />2021 GO CIP Bonds - $7.5M 1 SINGLE PURPOSE 1 4/29/2019 1 1:19 PM <br />3.8771629% <br />15.807 Years <br />II_EHLERS <br />LEADERS IN NVOLIC r,N ,NCE <br />