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103 <br />vacancy is an extremely healthy vacancy rate for the City of Ramsey and is on par with other cities <br />in the region. <br />Table 44: Total Housing Units <br />Unit Type Total Units <br />Occupied Housing Units <br />Vacant Housing Units <br />Total Housing Units <br />Source: ACS 2016 Estimates <br />8,544 <br />232 <br />8,776 <br />Total Existing Affordable Housing Units <br />Affordable housing is based upon the Area Median Income (AMI) of the region. Half of those in the <br />region earn more than the AMI, and half earn less than the AMI. Housing policies for affordable <br />housing are based upon income thresholds related to this AMI. <br />In the Twin Cities Metropolitan Region, the U.S. Department of Housing and Urban Development <br />(HUD) has defined the following affordability levels for a family of four. <br />Table 45: Housing Affordability Level <br />Affordability Level <br />Number of Units Percent of Total <br />Affordable at 30% AMI <br />122 <br />1% <br />Affordable from 31 - 50% AMI <br />Affordable from 51 - 80% AMI <br />city of RAMSEY <br />834 <br />5,400 <br />9% <br />59% <br />Comprehensive Plan 2040 <br />