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DEMOGRAPHIC ANALYSIS <br />TABLE D-4 <br />NET WORTH BY AGE OF HOUSEHOLDER <br />RAMSEY ANALYSIS AREA <br />2019 <br />Age of Householder <br />Total Under 25 <br />25-34 <br />35-44 <br />45-54 <br />55-64 <br />65 -74 <br />75+ <br />City of Ramsey <br />Less than $15,000 <br />$15,000 to $34,999 <br />$35,000 to $49,999 <br />$50,000 to $99,999 <br />$100,000 to $149,999 <br />$150,000 to $249,999 <br />$250,000 or more <br />Subtotal 9,512 <br />Median Net Worth $305,403 <br />Average Net Worth $1,093,026 <br />442 <br />317 <br />222 <br />961 <br />850 <br />1,298 <br />5,422 <br />37 129 100 <br />33 130 77 <br />32 64 64 <br />51 404 245 <br />24 306 205 <br />17 307 333 <br />8 308 917 <br />71 <br />33 <br />30 <br />115 <br />123 <br />316 <br />1,432 <br />56 <br />22 <br />20 <br />69 <br />87 <br />191 <br />1,488 <br />38 <br />18 <br />8 <br />49 <br />78 <br />92 <br />969 <br />12 <br />4 <br />3 <br />30 <br />26 <br />42 <br />300 <br />202 1,648 1,942 2,119 1,932 1,252 417 <br />$50,653 $114,070 $232,139 $255,001 $255,001 $255,001 $255,001 <br />$88,523 $194,000 $517,340 $1,273,409 $1,946,629 $1,638,367 $1,304,335 <br />Anoka County <br />Less than $15,000 16,792 1,551 4,305 3,200 2,812 2,217 1,525 1,181 <br />$15,000 to $34,999 7,019 522 2,071 1,507 1,127 747 687 358 <br />$35,000 to $49,999 4,051 297 919 931 672 665 378 188 <br />$50,000 to $99,999 13,489 522 4,375 3,168 1,784 1,409 1,181 1,051 <br />$100,000 to $149,999 11,111 191 3,058 2,560 1,792 1,637 1,134 739 <br />$150,000 to $249,999 17,461 85 2,864 3,953 3,976 3,116 2,120 1,347 <br />$250,000 or more 65,374 55 2,830 9,993 16,296 18,164 11,619 6,417 <br />Subtotal 135,297 3,224 20,423 25,312 28,458 27,955 18,645 11,280 <br />Median Net Worth $236,858 $16,642 $78,365 $177,541 $255,001 $255,001 $255,001 $255,001 <br />Average Net Worth $942,474 $47,685 $151,133 $474,415 $1,127,418 $1,614,548 $1,281,111 $989,432 <br />Twin Cities Metro Area <br />Less than $15,000 247,262 34,134 76,360 44,723 33,754 27,847 16,898 13,545 <br />$15,000 to $34,999 78,377 6,114 25,258 16,517 11,588 8,308 6,515 4,077 <br />$35,000 to $49,999 40,068 2,156 10,781 8,936 6,073 6,425 3,605 2,092 <br />$50,000 to $99,999 116,598 3,776 33,353 29,113 15,582 12,805 10,695 11,274 <br />$100,000 to $149,999 86,591 1,283 19,746 19,415 14,822 14,405 9,430 7,490 <br />$150,000 to $249,999 127,914 995 19,308 26,340 27,837 24,184 17,346 11,904 <br />$250,000 or more 538,167 856 25,223 80,220 122,994 145,749 96,569 66,556 <br />Total 1,234,977 49,314 210,028 225,265 232,651 239,724 161,057 116,938 <br />Median Net Worth $183,442 $11,052 $39,787 $133,779 $255,001 $255,001 $255,001 $255,001 <br />Average Net Worth $960,630 $34,517 $128,618 $484,967 $1,177,500 $1,719,879 $1,396,231 $1,173,945 <br />Sources: ESRI; Maxfield Research & Consulting, LLC <br />Tenure by Household Income <br />Table D-5 shows household tenure by income for Ramsey in 2017. Data is an estimate from the <br />American Community Survey. Household tenure information is important to assess the propen- <br />sity for owner -occupied or renter -occupied housing options based on household affordability. <br />As stated earlier, the Department of Housing and Urban Development determines affordable <br />housing as not exceeding 30% of the household's income. The higher the income, the lower <br />percentage a household typically allocates to housing. Many lower income households, as well <br />MAXFIELD RESEARCH AND CONSULTING <br />16 <br />