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126 <br />When we would use this: The City of Ramsey does not maintain this program, but does make <br />interested parties aware of the opportunity. The City of Ramsey would support applications to this <br />program.Thc City of Ramsey does not maintain this program. <br />Weatherization Program <br />The Weatherization Assistance Program through the Minnesota Department of Commerce provides <br />free home energy upgrades to income -eligible homeowners and renters. The goal of this program is <br />to allow homeowners to save energy and ensure their homes are healthy and safe. Weatherization <br />services include: exterior wall and attic insulation, air leakage reduction, furnace, boiler, and hot <br />water heater repair or replacement, and can help decrease energy costs by 30% annually. The 2017 <br />income limit for a household of 4 to be eligible for this program was an annual income of $49,200. <br />When we would use this: The City of Ramsey does not maintain this program. but does make <br />interested parties aware of the opportunity. The City of Ramsey would support applications to this <br />program.The City of Ramsey does not maintain this program. <br />Low Income Energy Assistance Program <br />The Low Income Energy Assistance Program (EAP) helps pay for heating costs and furnace repairs <br />for low-income households. In order to be eligible, households must be at or below 50% AMI for the <br />state. This program is eligible to homeowners and renters. Services may include: payment of energy <br />bills, education on safe energy use, repair or replacement of broken heating systems, and help with <br />utility disconnections or fuel deliveries. The 2017 income limit for a household of 4 to be eligible for <br />this program is $48,077. <br />When we would use this: The City of Ramsey does not maintain this program, but believes it to be <br />a great opportunity for potential homebuyers. Because so much of the City has naturally -occurring <br />affordable housing, the City expects to see first time homebuyers purchasing properties in Ramsey. <br />This type of program is an excellent tool to point those types of residents towards. Additionally, this <br />type of program supports low-income individuals, and supports the City of Ramsey's goal and <br />mission to provide lifecycle housing options and affordable housing options. <br />When we would use this: The City of Ramsey does not maintain this program. but does make <br />interested parties aware of the opportunity. The City of Ramsey would support applications to this <br />program.Thc City of Ramsey does not maintain this program. <br />Federal Programs <br />When we would use this: Federal program are managed by the Federal Government; however, <br />they are noted in this section of the Comprehensive Plan Update to provide additional information <br />to residents seeking guidance or specific tools to increase homeownership. The City of Ramsey is <br />supportive of these types of programs and will guide residents towards these programs in order to <br />increase homeownership rates within the City, and provide opportunities for residents who many <br />not have the option to purchase a home without these types of programs, specifically low-income <br />residents and people of color. These programs have income limits, and therefore would be helpful <br />for residents with lower incomes. <br />city of RAMSEY <br />Comprehensive Plan 2040 <br />