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CHALLENGES AND OPPORTUNITIES <br />Ramsey Lender -Mediated Sales Pct.: 2008-2018 <br />70.0% <br />62.3% 63.9% 64.2% <br />60.0% 55.8% <br />50.0% <br />40.0% 38.6% <br />33.2% <br />30.0% <br />22.9% <br />13.8% <br />20.0% <br />9.8% <br />10.0% <br />0.0% <br />1111.. <br />o <br />70.0% <br />60.0% <br />50.0% <br />40.0% <br />30.0% <br />20.0% <br />10.0% <br />0.0% <br />2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 <br />Lender -Mediated Sales: 2005-2018 <br />1 <br />1 <br />2005 06 07 08 09 <br />• Ramsey Anoka Cty Metro Area <br />2010 11 12 13 14 2015 16 17 18 <br />• Lot Size: Across the Twin Cities and the U.S. there has been a growing trend of lot size com- <br />pression for decades and especially since the Great Recession of last decade. As illustrated <br />in the chart below, the median lot size of a new single-family detached home in the United <br />MAXFIELD RESEARCH AND CONSULTING 156 <br />