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City of Ramsey, Minnesota <br />$10,700,000 General Obligation CIP Refunding Bonds, Series 201A <br />Proposed Current Refunding of Series 2012A <br />Assuming GO Non-BQ "AA+" Market Rates + 15 bps <br />Debt Service Comparison <br />Date Total P+I Net New D/S - Old Net D/S Savings <br />12/15/2021 - - <br />12/15/2022 1,092,975. 78 1,092,975.78 1,199,212.50 106,236.72. <br />12/15/2023 1,113,847.50 1,113,847.50 1,217,962.50 104,115.00 <br />12/15/2024 1,128,747.50 1,128,747.50 1,235,362.50 106,615.00 <br />12/15/2025 1,147,507.50 1,147,507.50 1,251,412.50 103,905.00 <br />12/15/2026 1,145,052.50 1,145,052.50 1,251,112.50 106,060.00 <br />12/15/2027 1,146,492.50 1,146,492.50 1,249,912.50 103,420.00 <br />12/15/2028 1,146,772.50 1,146,772.50 1,252,812.50 106,040.00 <br />12/15/2029 1,145,327.50 1,145,327.50 1,249,662.50 104,335.00 <br />12/15/2030 1,151,577.50 1,151,577.50 1,254,193.76 102,616.26 <br />12/15/2031 1,151,457.50 1,151,457.50 1,256,006.26 104,548.76 <br />Total <br />$11,369,758.28 $11,369,758.28 $12,417,650.02 $1,047,891.74 <br />PV Analysis Summary (Net to Net) <br />Net PV Cashflow Savings J3a 1.080%(Bond Yield) <br />Net Present Value Benefit <br />Net PV Benefit / $11,689,736.53 PV Refunded Debt Service <br />Net PV Benefit / $10,510,000 Refunded Principal... <br />Net PV Benefit / $10,700,000 Refunding Principal.. <br />989,736.53 <br />$989,736.53 <br />8.467% <br />9.417% <br />9.250% <br />Refunding Bond Information <br />Refunding Dated Date <br />Refunding Delivery Date <br />10/19/2021 <br />10/19/2021 <br />Series 2021A GO CIP Ref B f SINGLE PURPOSE 18/ 9/2021 112:28 PM <br />HLERS <br />PUEL C FINANCE' ADVISORS <br />